plasticdaft
@plasticdaft
Noble Member
Joined: Mar 3, 2009
Topics: 9 / Replies: 1585
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RE: Securing a mortgage.

If the trust deed still shows on your credit files it could be difficult to secure a mortgage. Use a whole of market broker but be upfront about your ...

8 years ago
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RE: credit report

Yes. The biggest improvement is when the trust deed no longer shows at all on your credit report ( 6 years after it started). Paul

8 years ago
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RE: All done!

Well done on completing the trust deed. A decision I'm sure you will never regret. Paul

8 years ago
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RE: Credit Card After Trust Deed

We used vanquis for a while and it served a purpose. Other than the interest rate its a very good setup. Paul

8 years ago
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RE: Debt sold on

Dont throw the letter away as you may need to get in touch with the debt purchaser to update incorrect defaults on credit files. Paul

8 years ago
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RE: Successful objection to reopening of trust deed

Fantastic. Too many people too afraid to rock the boat!! Paul

8 years ago
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RE: Let the payments commence!!

Great post. I was sceptical of how my trust deed would pan out but its been a very useful tool to restart our lives financially. Good luck. Paul

8 years ago
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RE: Last payment made - woohoo

Well done on getting through to the end of a trust deed. Never easy and a great achievement. Paul

8 years ago
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RE: Credit card after TD

I knew that at some point I'd want a car loan so that was my main reason for getting the credit card and rebuilding my rating. Paul

8 years ago
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RE: Credit card after TD

I used vanquis to get started then applied for a mainstream card from my bank (nationwide). Vanquis was great throughout. Paul

8 years ago
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RE: Insurance with Trust Deed

Nfu refused horse insurance for my wifes horse as we apparently were a greater risk of a fraudulent claim due to our TD!!! Paul

8 years ago
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RE: After 6 years

The ico website has a list of data controllers. Direct letters at them for any creditors with incorrectly dated defaults. Paul

8 years ago
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RE: End of a Trust deed, Car finance

Thanks. And to you all on here. Paul

8 years ago
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RE: FINAL PAYMENT FOR TRUST DEED

Well done on joining the "trust deed finished" club!!! You deserve a medal. I know how much effort is involved!!! Paul

8 years ago
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RE: End of a Trust deed, Car finance

Be upfront with a big dealer and you may find they can secure finance for you. Paul

8 years ago
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