If the trust deed still shows on your credit files it could be difficult to secure a mortgage. Use a whole of market broker but be upfront about your ...
Yes. The biggest improvement is when the trust deed no longer shows at all on your credit report ( 6 years after it started). Paul
Well done on completing the trust deed. A decision I'm sure you will never regret. Paul
We used vanquis for a while and it served a purpose. Other than the interest rate its a very good setup. Paul
Dont throw the letter away as you may need to get in touch with the debt purchaser to update incorrect defaults on credit files. Paul
Fantastic. Too many people too afraid to rock the boat!! Paul
Great post. I was sceptical of how my trust deed would pan out but its been a very useful tool to restart our lives financially. Good luck. Paul
Well done on getting through to the end of a trust deed. Never easy and a great achievement. Paul
I knew that at some point I'd want a car loan so that was my main reason for getting the credit card and rebuilding my rating. Paul
I used vanquis to get started then applied for a mainstream card from my bank (nationwide). Vanquis was great throughout. Paul
Nfu refused horse insurance for my wifes horse as we apparently were a greater risk of a fraudulent claim due to our TD!!! Paul
The ico website has a list of data controllers. Direct letters at them for any creditors with incorrectly dated defaults. Paul
Thanks. And to you all on here. Paul
Well done on joining the "trust deed finished" club!!! You deserve a medal. I know how much effort is involved!!! Paul
Be upfront with a big dealer and you may find they can secure finance for you. Paul