Trust Deed Forum
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RE: Job Application
By Nick Smith, 5 days ago |
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| Hi Ted, it's impossible to say if or how much it would impact your employment chances as only the employer could confirm that. Two key points: 1. Check the question asks "have you ever had...", rather... | ||
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Job Application
By Ted34, 2 weeks ago |
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| I have just applied for a prison officer role. During the process they asked if I have had an IVA. I said no. Now I realise a trust deed is the Scottish equivalent. I was released* from a trust deed i... | ||
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RE: Early Stages
By Nick Smith, 2 weeks ago |
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| One further point to note, from Marie's comments: Where a Trust Deed is granted, there is a legal obligation to default accounts as at the date of granting. This starts the six year countdown for thos... | ||
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RE: Early Stages
By Nick Smith, 2 weeks ago |
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| @twotone90 Hi Twotone90, reviews are conducted at 12 monthly intervals and they tend not to be particularly intrusive. The reviews can result in your payment going down (for example if you're bills ha... | ||
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RE: Paperwork and recordings
By paulp, 3 weeks ago |
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| Hi NewGuy, Welcome to the forum. I think core Trust Deed regulation says that the Trustee must keep records for 12 months AFTER their discharge. But this 12-month retention period is a minimum legal ... | ||
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RE: Early Stages
By Marie50, 3 weeks ago |
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| @twotone90 yes I'm just left to get on with it as long as I pay my monthly payment. My ex said this forum was very helpful, so I made sure to join and read up on what people were posting (as you are) ... | ||
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RE: Early Stages
By twotone90, 3 weeks ago |
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| Is the level.of intrusiveness a lot less on a DAS? That's the main thing that troubles me with Trust Deeds. Apart from the odd review do they just let you get on with your life as long as you a... | ||
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RE: Early Stages
By twotone90, 3 weeks ago |
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| Thank you for the replies everyone. I am in 2 minds over the TD and a DAS at the moment. I am currently on holiday so I can't do anything until next week anyway. The intrusiveness of a trust d... | ||
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RE: Early Stages
By Marie50, 4 weeks ago |
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| Hi Twotone90, I had a similar amount of debt and slightly lower salary than you. As an ex-partner had been in a trust deed years ago and said he really struggled to buy anything for himself as the tru... | ||
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RE: Early Stages
By CIF, 4 weeks ago |
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| Hi Twotone, Welcome to the forum. I have recently just been discharged after being in my TD for 5 years. I had a similar amount of debt (think it was £58k) and I was earning about £32,500 per ... | ||
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RE: Early Stages
By NewGuy, 4 weeks ago |
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| Hi, Getting a trust deed worst mistake of my life. When i did get my trust deed my Income and expenditure did not add, was also using credit card. I was granted a trust deed. The companies only car... | ||
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Early Stages
By twotone90, 4 weeks ago |
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| Hi Everyone Been lurking on this forum for a couple of weeks. Like everyone that has ended up on a Trust Deed, I have a debt problem. I have had initial discussions with a debt advisor but I want to s... | ||
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Paperwork and recordings
By NewGuy, 4 weeks ago |
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| Hi, I have been on a trust deed for a few years now. In the process of gathering all my trust deed papers, I want to request documents from my trust deed company, all documents and recordings,... | ||