Helping Scots with Debt Since 2007 launched in 2007 as a a forum community where anyone could communicate directly with debt advice experts. 1000s of members have asked many 1000s of questions in our trust deed forum.

Our forum also enables people to share their personal experiences and offer other members some support during worrying times.

Our expert advisers have directly helped 1000s of enquirers who have contacted us.

Our Expertise

If you contact our debt advice team, you’ll speak with a fully qualified debt adviser, giving you confidence and trust over the advice we provide..

We don’t just provide advice about protected trust deeds in Scotland. We’re equally qualified and able to assist you with other types of debt solutions including:

Citations and Endorsments is often cited as a trustworthy and authoritative source of expert Scottish debt advice and information.

You can find citations and references to our work on trusted websites including Money Saving ExpertMumsnetLegal BeaglesBeat My, and Payplan.

Who Operates this Website?

AMI Financial Solutions Limited owns and operates We are fully authorised and regulated by the Financial Conduct Authority to provide debt counselling and debt adjusting services. You can check our regulatory status and contact information on the Financial Services Register.

We are also registered with the Information Commissioner for data protection purposes.

Our regulatory compliance is the personal responsibility of Mr Paul Padaruth.

History and Milestones