paulp
@paulp
Reputable Member
Joined: Oct 27, 2023
Last seen: Jun 23, 2025
Topics: 0 / Replies: 29
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RE: Post-Trust Deed Advice - Credit Reports

Hi Hamish 1205, The general consensus is to contact your creditors. They are obliged to support you in having the debts removed, now that the Trust ...

3 weeks ago
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RE: Trust deed after 6 years

Hi Jellytot75, We see lots of different scenarios play out here. The general advice is to contact the creditors and ask them to remove the debts as ...

3 weeks ago
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RE: Drop in salary

Hi DCAM, Sorry to hear you're having to leave your current role. The best thing to do is explain the situation to your Trustee. You can't be expecte...

2 months ago
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RE: Advice surrounding selling house post discharge.

Hi Hamish1205, Firstly, congratulations on completing your Trust Deed. On your question, once you receive the formal discharge letter, I am not aw...

3 months ago
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RE: Default applied after start of Trust Deed

Hi Cemcr90, I can understand how frustrating that must be. I think the advice from your trustee is correct. However you could try engaging with the cr...

5 months ago
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RE: Default not added during DAS

Hi Mariokart, that sounds like an unfair impact given your proactiveness in dealing with things. Hopefully somebody can contribute who can give you so...

5 months ago
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RE: Harper Mcdermott trust deed complete

Hi ptdfan, Fantastic to hear you've completed your Trust Deed, congratulations! Also great to get good feedback on your Trustee, Harper McDermott. I...

8 months ago
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RE: Trust deed and benefits

Hi Patton94, Sorry for the delay in anyone getting back to you. I believe your research is correct. You shouldn't be asked to make a contribution f...

8 months ago
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RE: HELP! New TD & situation has changed

Hi RMMT1, You're right to be cautious of the impact of the decision you make. From the sound of it, you're still absent some information from your T...

8 months ago
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RE: Sole trader to Limited Company

Hi Wuyi, It's technically possible, but to be a Director of a Limited Company, you need the permission of your Trustee. Some questions to think abou...

10 months ago
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RE: TD home equity percentage

Hi Layercake, the equity in a property should be dealt with at the start of a Trust Deed. Any interest and 'buy-out' being dealt with up front. It use...

11 months ago
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RE: Selling house after trust deed ending

Hi Amanda, Firstly congratulations on completing your Trust Deed. You should now be able to sell your house given that you're discharged and have ...

11 months ago
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RE: Query - Mortgages

Hi Glasgowgal, i agree with CIF here. While it is allowed for provision for small amounts of savings to be made, this is normally in small amounts per...

11 months ago
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RE: Redundancy

Hi DC, Sorry to hear about your redundancy. There are quite a few posts worth reading on the forum already around redundancy and the treatment of...

11 months ago
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RE: Overpayment/early settlement

Hi Adam 202, You'll find plenty of discussion on this topic in the forum, but to summarise, the general consensus is, if you come into addition...

11 months ago
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