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Your ex-husband's trustee should have lifted the inhibition that was registered against the property prior to registering the Form 5. So yes, assumin...

Hi jackie1002. This kind of situation is always tricky to deal with. As you rightly say, the new debt is not covered by your Trust Deed, so you wi...

Glad you got it sorted out, oystergirl. A Trust Deed normally runs for only 4 years and you have to pay whatever you can afford. It is only after tha...

If it was a fixed sum loan agreement then it should have been included in your Trust Deed along with your other debts and you wouldn't pay any further...

Hi oystergirl. Could you clarify please - what kind of finance is/was the car on? Have you checked the finance agreement to see if there is mention ...

I would chase up AIB again. It may be quicker to try calling their Trust Deed team - their number is 0300 200 2710

Hi. It really depends upon what was discussed with your trustee at the time, Youjoe. Some trustees would treat that as a break which has to be made ...

Welcome to the forum, Peanut1. Some great info already given. Just to take your points individually: How long does it take to set up a protect...

Hi Eddie, thanks for posting. As you probably suspect, you have a legal obligation to make your Trustee aware of any windfall that comes within 4 ye...

If there are funds to be paid out then the Trustee will need to adjudicate on your creditors' claims too, so you can expect to receive something simil...

Hi Tigh. It just means that the Trustee has agreed the amounts that each of your creditors are owed. They will each then get their pro-rata share of...

Hi there B. You are right on both counts. Any additional payments after the initial 4 years in respect of assets should be for a fixed amount. As s...

Hi ged55. Congratulations on getting to the end! Your credit report should be updated automatically, as the AIB provide updates to the relevant pa...

Hi lilly32. I'm glad that the forum has helped give you a bit of hope as it sounds like you have been in a very dark place lately. There is always a...

Thanks for your answer, Charlis380, but I'm afraid we have had to remove your contact details as per our forum rules.