Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Member
Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: Interest reversal on loan

Hi Marie50. The answer apparently depends on the credit agreement that you signed in the first place. No further interest is allowed to be added onc...

3 weeks ago
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RE: Acting as a Trustee

I don't see that it would have any impact on your parents' plans at all, misslinds. Once you have been discharged then it is done and dusted.

3 weeks ago
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RE: Trust deed or sequestration

HI, sorry for slow response. If your valuation is correct then the chances of losing your house would be very low. There may need to be some sort of...

3 weeks ago
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RE: Selling house after discharge

That's correct, Bgm82 - congratulations on reaching the end! Once you have been discharged you have no further liability for any of the debts that we...

4 weeks ago
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RE: Changing from director back to self employed

Hi there Nalashirls, and thanks for joining the forum. Your Trustee is unlikely to have any problem with you switching from being director of the li...

1 month ago
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RE: New and unsure

The Trust Deed would show on your credit file for 6 years in total. After that it shouldn't cause too many issues with getting credit. I couldn't an...

2 months ago
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RE: New and unsure

Hi Skint4now. Happy to help answer your questions, though I'd recommend you also ask them of your chosen Trust Deed provider as different firms may h...

2 months ago
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RE: Trust deed satisfied

Usually within a couple of months of when your payments end. Some firms may e quicker and others slower though.

2 months ago
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RE: Trust deed satisfied

Hi Bgm82. If you have officially completed your Trust Deed then you should have received a Form 5 discharge certificate from your trustee. The Regis...

2 months ago
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RE: Trust deed or DAS not sure

It is very rare that we would set up a Trust Deed where a remortgage is part of the proposal, as it is very unlikely to be possible even at 65% ltv. ...

2 months ago
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RE: TD or Das

Hi - Sorry, it looks like there was a bit of a delay with your post appearing so you started a new thread instead, to which I have responded.

2 months ago
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RE: Trust deed or DAS not sure

Good morning Layercake and welcome to the forum. As the equity amount is a fair bit higher than the amount of debt it might not be straightforward t...

2 months ago
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RE: Wage increase

Hi Tulip, welcome to the forum. Probably safest to let your Trustee know of the increase, but be sure to mention the increased costs at the same time...

3 months ago
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RE: Trust deed rejected

Ah, that makes sense then. Most of the credit unions reject Trust Deed proposals as a matter of course. I don't really understand why, as the usual ...

3 months ago
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RE: Trust deed rejected

That is surprising - are you able to tell us which creditor it was that took this stance? If they definitely won't budge and the creditor is owed mo...

3 months ago
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