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Hi Marie50. The answer apparently depends on the credit agreement that you signed in the first place. No further interest is allowed to be added onc...

I don't see that it would have any impact on your parents' plans at all, misslinds. Once you have been discharged then it is done and dusted.

HI, sorry for slow response. If your valuation is correct then the chances of losing your house would be very low. There may need to be some sort of...

That's correct, Bgm82 - congratulations on reaching the end! Once you have been discharged you have no further liability for any of the debts that we...

Hi there Nalashirls, and thanks for joining the forum. Your Trustee is unlikely to have any problem with you switching from being director of the li...

The Trust Deed would show on your credit file for 6 years in total. After that it shouldn't cause too many issues with getting credit. I couldn't an...

Hi Skint4now. Happy to help answer your questions, though I'd recommend you also ask them of your chosen Trust Deed provider as different firms may h...

Usually within a couple of months of when your payments end. Some firms may e quicker and others slower though.

Hi Bgm82. If you have officially completed your Trust Deed then you should have received a Form 5 discharge certificate from your trustee. The Regis...

It is very rare that we would set up a Trust Deed where a remortgage is part of the proposal, as it is very unlikely to be possible even at 65% ltv. ...

Hi - Sorry, it looks like there was a bit of a delay with your post appearing so you started a new thread instead, to which I have responded.

Good morning Layercake and welcome to the forum. As the equity amount is a fair bit higher than the amount of debt it might not be straightforward t...

Hi Tulip, welcome to the forum. Probably safest to let your Trustee know of the increase, but be sure to mention the increased costs at the same time...

Ah, that makes sense then. Most of the credit unions reject Trust Deed proposals as a matter of course. I don't really understand why, as the usual ...

That is surprising - are you able to tell us which creditor it was that took this stance? If they definitely won't budge and the creditor is owed mo...