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Yeah I know TDA - all depends on the lender. However it is better than me sitting with little or no credit at all. That scenario we know is damaging a...

Not convinced I am going to apply Mark. I don't actually need anything from there at the moment but I am just keen to repair my rating as fast as poss...

Hi Poprey. Form 5 is official confirmation that you are released from the Trust Deed and it's obligations i.e. you aren't due to pay any more money in...

I've logged a query with Checkmyfile. Not sure if it's something to do with an election being around the corner and me asking for a postal vote.

Fabfour - what is the actual date of default for the account?

Hi David, It's petrifying tbh, especially on top of the 2.5k I have with Vanquis just now. Awaiting to hear what my limit will be with Aqua. Yes...

£1,000 limit straight off from Luma[:0]

Yeah all my default dates have been changed now to be no later than date TD was signed. That said, they haven't updated the status to satisfied or ...

Michelle the majority of mine are still showing default and I was discharged in January 2014. Seems there are no clear rules.

Lol it sure is TDA. Anything else this complicated usually comes with a manual! My plan is to go and see a specialist broker about one year after m...

quote:Originally posted by goneunder [br]Dla32reg I have always argued I was misinformed at the start by the trust deed company . I was informed I h...

Yeah they do make that clear that the option is there. I note other posters have said that it can help with getting more credit though, as it affec...