Trust Deed Forum

quote:Originally posted by goneunder [br]Dla32reg I have always argued I was misinformed at the start by the trust deed company . I was informed I h...

Yeah they do make that clear that the option is there. I note other posters have said that it can help with getting more credit though, as it affec...

Well that's my credit limit now increased to £2,500[:0] I actually had a sharp intake of breath when I seen the email. Thankfully it doesn't kick i...

Hi upstream, has your TD dropped off your credit file yet?

Hi Rickie1, I don't think there is a set time re applying for any of the sub prime cards. I (along with others on here) got accepted for Vanquis wh...

I'm having to get an old Northern Rock date amended as well so let us know how you get on.

Aqua and Luma declined me but Vanquis accepted me whilst still in my TD. It's September before mine drops off as well - can't wait.

Chances are that you defaulted on them over six years ago as they disappear automatically after that time. Can you remember when you defaulted on the ...

I really should have done that then:( I'll get some letters off next week but just about all of mine will drop off next September at the latest any...

Hi Firewalker, just of curiosity, did you make sure your credit file was updated to show all your defaults were showing as satisfied before you appled...

Cheers Bert, that makes a bit more sense now. However I am still showing a double default for my old Egg account.

Yeah cheers TDA, appreciate it's not your area. The principle just doesn't seem right to me and I am hoping another poster can help.

Yes I get that but to the original company who sold on the debt? They have their money (in a way_ so surely it ought to mean "satisfied"? The compa...

Yeah I knew it means debt assigned just wasn't sure if it also meant "satisfied" since it has been purchased and by way of extension, settled with the...