CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Sep 13, 2024
Topics: 20 / Replies: 202
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RE: Incorrect default dates

Hi Dude, This shouldn't be happening. They should have dropped off 6 years after the date of signing. I have posted this reply on similar threads. L...

7 days ago
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RE: How long after the six years does it disappear from file.

You don't have too long to wait as it drops off 6 years after the date of signing.

2 weeks ago
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RE: Query - Mortgages

I think that's unlikely Glasgowgal. Any savings would probably need to be paid into your Trust Deed.

3 weeks ago
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RE: TD home equity percentage

I don't think there is a set percentage Layercake. I have ยฃ2,500 to pay at end of mine. It's far lower than I was expecting though, so there might no...

3 weeks ago
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RE: Trust deed or sequestration

@tnxbrxgmail-com I think it's very unlikely based on my own experience. There would be costs involved in terms of a selling agent and lawyers to relea...

3 months ago
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RE: Trust deed or DAS not sure

Hi Layercake, I just wanted to weigh in with a bit of support for Kevin here. My own situation was far from straightforward in relation to my proper...

4 months ago
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RE: Defaults

Thats it Paul.

6 months ago
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RE: End of trust deed

Hi Ally, There is a recent thread titled "Defaults". I've posted the template there.

6 months ago
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RE: Defaults

I found the quickest way to sort it was to make a complaint to the individual company's CEO. I had posted the following before re correcting default ...

6 months ago
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RE: End of trust deed

Probably the best thing to do is to check all of your three credit files (Experian, Clearscore/Equifax and Totally Money/Transunion). Check that yo...

6 months ago
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RE: Credit file after being discharged

@kevin-mapstone Hi Kevin, it took a bit of finding to be honest. I think it was on another debt forum where I first found it.

12 months ago
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RE: Credit file after being discharged

@jellytot75 I found the quickest way to sort it was to make a complaint to the individual company's CEO. I had posted the following before re correct...

12 months ago
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RE: Reached the End!

It will still take a while but the affected accounts will start to show as satisfied, partially satisfied or settled. The Trust Deed itself will stay ...

1 year ago
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RE: Credit file dates after TD completed.

If you make a GDPR complaint and send it to the CEO of the company, they tend to sort fairly quickly. There is a site where you can get email addresse...

2 years ago
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RE: Discharged TD - Reappeared On Credit File

Definitely shouldn't be there. I would raise a dispute with the credit agencies as soon as.

2 years ago
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