CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Feb 10, 2025
Topics: 20 / Replies: 206
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RE: Default applied after start of Trust Deed

Hi Cemcr90, There is a thread with more detail on this from 5 months ago, titled "Incorrect default dates". I posted some help in that on how t...

4 days ago
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RE: Trust deed car excess

In these scenarios, you are best to speak to your Trustee as they will work with you to overcome the hurdle. It's a one off event, so easier to manage...

4 weeks ago
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RE: Harper Mcdermott trust deed complete

@thedude2112 Hi Dude. If they refuse to change the dates, refer them to the ICO guidance. It's crystal clear that the default dates should align with...

4 months ago
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RE: Questions about PTD Discharge process

Hi Lizz, You shouldn't need to do anything else if your payments have been made. It seems to vary between TD providers how long it will take to get ...

5 months ago
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RE: Incorrect default dates

Hi Dude, This shouldn't be happening. They should have dropped off 6 years after the date of signing. I have posted this reply on similar threads. L...

5 months ago
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RE: How long after the six years does it disappear from file.

You don't have too long to wait as it drops off 6 years after the date of signing.

5 months ago
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RE: Query - Mortgages

I think that's unlikely Glasgowgal. Any savings would probably need to be paid into your Trust Deed.

5 months ago
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RE: TD home equity percentage

I don't think there is a set percentage Layercake. I have ยฃ2,500 to pay at end of mine. It's far lower than I was expecting though, so there might no...

5 months ago
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RE: Trust deed or sequestration

@tnxbrxgmail-com I think it's very unlikely based on my own experience. There would be costs involved in terms of a selling agent and lawyers to relea...

8 months ago
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RE: Trust deed or DAS not sure

Hi Layercake, I just wanted to weigh in with a bit of support for Kevin here. My own situation was far from straightforward in relation to my proper...

9 months ago
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RE: Defaults

Thats it Paul.

11 months ago
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RE: End of trust deed

Hi Ally, There is a recent thread titled "Defaults". I've posted the template there.

11 months ago
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RE: Defaults

I found the quickest way to sort it was to make a complaint to the individual company's CEO. I had posted the following before re correcting default ...

11 months ago
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RE: End of trust deed

Probably the best thing to do is to check all of your three credit files (Experian, Clearscore/Equifax and Totally Money/Transunion). Check that yo...

11 months ago
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RE: Credit file after being discharged

@kevin-mapstone Hi Kevin, it took a bit of finding to be honest. I think it was on another debt forum where I first found it.

1 year ago
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