Forum

Not sure where to go here but the Ombudsman is clearly wrong given the ICO guidance. I've had this argument with creditors before and they usually bac...

Hi Steveo, Default dates should from no later than the date your Trust Deed was signed. It would take you at least 3 weeks to get them to amend thi...

Hi Cemcr90, There is a thread with more detail on this from 5 months ago, titled "Incorrect default dates". I posted some help in that on how t...

In these scenarios, you are best to speak to your Trustee as they will work with you to overcome the hurdle. It's a one off event, so easier to manage...

@thedude2112 Hi Dude. If they refuse to change the dates, refer them to the ICO guidance. It's crystal clear that the default dates should align with...

Hi Lizz, You shouldn't need to do anything else if your payments have been made. It seems to vary between TD providers how long it will take to get ...

Hi Dude, This shouldn't be happening. They should have dropped off 6 years after the date of signing. I have posted this reply on similar threads. L...

You don't have too long to wait as it drops off 6 years after the date of signing.

I think that's unlikely Glasgowgal. Any savings would probably need to be paid into your Trust Deed.

I don't think there is a set percentage Layercake. I have £2,500 to pay at end of mine. It's far lower than I was expecting though, so there might no...

@tnxbrxgmail-com I think it's very unlikely based on my own experience. There would be costs involved in terms of a selling agent and lawyers to relea...

Hi Layercake, I just wanted to weigh in with a bit of support for Kevin here. My own situation was far from straightforward in relation to my proper...

Thats it Paul.

Hi Ally, There is a recent thread titled "Defaults". I've posted the template there.

I found the quickest way to sort it was to make a complaint to the individual company's CEO. I had posted the following before re correcting default ...