Trust Deed Forum

CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Feb 18, 2026
Topics: 20 / Replies: 210
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RE: RBS & Credit File Agencies

Cheers for that TDA. Might be time for me to send off a letter (or 6). I done one of those soft searches on other sites and had a 8 or 9/10 chan...

11 years ago
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RE: RBS & Credit File Agencies

Hi upstream, does it make much difference to your credit score by getting it changed to satisfied from a default? Just curious as the bulk of my cred...

11 years ago
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RE: NRAM/Virgin Money credit file update

Hi TDA, Checked my file again and the mortgage is being updated by NRAM so it looks like you are correct. It's an odd one as I would have though...

11 years ago
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Replies: 3
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RE: Credit showing default

Hi Beerdrnker, they appear on mine as well and it was originally an Egg Debt. Oddly enough it appears as an unsecured loan despite the fact it was a c...

11 years ago
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RE: back pay confirmed

Bill working off rough figures here but if £13,000 owed, would assume about £4,000 for the Trustee's fees to administer the Trust Deed. (Obviously the...

12 years ago
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RE: Section 32 (6)

Phew - thanks Mark.

12 years ago
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RE: Section 32 (6)

Right getting slightly worried now. What was the purpose of the £500 equity buy out then? My covering letter that came with the discharge states th...

12 years ago
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RE: Section 32 (6)

Mark, in theory does that mean if I reduce my mortgage by say £10k over the next three years, before my Trustee is discharged then he can come back fo...

12 years ago
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RE: Trustee role after discharge

Yes because it is an asset (or potential asset) that existed before the TD is signed. Just about all of the TD firms are doing this. There are 1001...

12 years ago
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RE: Vanquis Credit Card

I got one about 9 months before I was due to be discharged. Started with a £150 limit and it's now upto £550. If you plan to rebuild your credit ra...

12 years ago
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RE: Nationwide account

I can't see your TD affecting it. They would need to credit check you and I think that's unlikely as they have already decided to upgrade you. I th...

12 years ago
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RE: Prepay Mastercard

Got an email in yesterday from Cashplus, offered overdraft of £100 on the card which isn't bad given I have only been with them a couple of months. ...

12 years ago
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RE: Credit limit increase - Vanquis

Provident have never had any morals TBH. There is lttle doubt that they monitor this stuff. Had to love the bit highlighted "...being unemployed ne...

12 years ago
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RE: Credit limit increase - Vanquis

Yeah I know that TDA lol. What I was meaning is that I have not heard from Provident doorstep loans since I joined Vanquis. Surely Provident don't ...

12 years ago
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