Trust Deed Forum

CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Sep 12, 2026
Topics: 20 / Replies: 212
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RE: Credit limit increase - Vanquis

Provident have never had any morals TBH. There is lttle doubt that they monitor this stuff. Had to love the bit highlighted "...being unemployed ne...

13 years ago
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RE: Credit limit increase - Vanquis

Yeah I know that TDA lol. What I was meaning is that I have not heard from Provident doorstep loans since I joined Vanquis. Surely Provident don't ...

13 years ago
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RE: Credit limit increase - Vanquis

I think that both of you are right here. It's got to be purely used a staging post (albeit a very useful one), also that I think lenders will see it ...

13 years ago
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RE: So..what is a realistic discharge time?

That's fantastic Neelia. Well done - shows what a bit of tenacity can achieve.

13 years ago
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RE: Discharged 05/2013 still waiting......

lol yes, just like they encouraged us with nice letters and phone calls when we defaulted.

13 years ago
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RE: Discharged 05/2013 still waiting......

Thanks for that TDA, good to know. Of course what the creditors should be doing and what they are doing appear to be entirely different things!

13 years ago
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RE: Credit limit increase - Vanquis

Paul, have you had to spend close to your limit to get the increase? I hope not, as I don't intend to go near £550 unless I can pay it off almost i...

13 years ago
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RE: Littlewoods

Thanks for the post David. Appreciate it will all just take time - never have been the most patient. On the upside, I got a letter in from Vanqu...

13 years ago
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RE: Discharged 05/2013 still waiting......

Even if the poster receives his Form 5, the Trustee remaining in office does have a material effect on him/her. As long as the divided remains unpa...

13 years ago
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13 years ago
Replies: 4
Views: 2375
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RE: It's over !!

Hi AD, it took the AIB about a week to show the date of discharge after my Trustee contacted them. Guess it depends how busy they are but you shouldn'...

13 years ago
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RE: Capital One!!

Hi Firewalker, did you find template letters somewhere to use when writing to creditors? I am going to make a start on doing this this week.

13 years ago
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RE: To credit card or not

Thanks Mostlyfine - I was the same. Was still a wee bit edgy until the Form came through. Wee tip - register for The Accountant In Bankruptcy website ...

13 years ago
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RE: To credit card or not

Vanquis scoring policy is not worth trying to figure out. Only thing I would say, is that more folk seem to have had success than not and that's wheth...

13 years ago
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