Trust Deed Forum

CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Feb 18, 2026
Topics: 20 / Replies: 210
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RE: RBS credit reporting

RBS a pain the posterior on this point but happy to report they dropped off after the six years. Afraid I can't say the same for Barclays albeit t...

11 years ago
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RE: Struggling to get credit 2 years after discharge

Hi CP1872, just to echo what Firewalker has said, it really depends on what credit you apply for. At this stage, you are realistically only going t...

11 years ago
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RE: Another credit file query

PCO Holdco haven't updated my files either. They are maybe just really really slow. They drop off next month anyway.

11 years ago
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RE: noddle

Hi Poprey, I joined it recently. It just needs card details to verify the name and address of the file you are trying to access.

11 years ago
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RE: Mortgage Worries

I guess you have nothing to lose JB1575 - in a way he might be right. All depends how deep they dig though in the underwriting process. Good luck w...

11 years ago
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RE: Dropping off credit file

Morning Bravator, I am in the same boat as you, just waiting for them to drop off. Pleased to report that the earliest default dropped off after...

11 years ago
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RE: Mortgage Worries

So sorry to hear this JB1575. I hope there is a possibility of a mortgage with another lender? Just out of interest, was it a mainstream lender or ...

11 years ago
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RE: Yet another PPI question

Hi Asmodi, I was with Apex and it did take them about 6 months after discharge to start chasing PPI. I had to return the mandate twice as it seemed th...

11 years ago
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RE: Discharge funds

From what others have said, it seems to vary. A lot can ride on whether or not they are pursuing PPI claims. It took 14 months for my Trustee to cl...

11 years ago
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RE: Trustee discharge time

I was 14 months KDog7. Oddly enough AIB website didn't update till last week although the discharge date was mid March of this year.

11 years ago
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RE: CashPlus

Hi Ann, you can apply for it anytime as there is no creditcheck.quote:Originally posted by ann910 [br]Ricki , are you finished your TD. Or can you do...

11 years ago
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RE: CashPlus

It's £4.95 per month. Eventually I got offered a £100 overdraft and that's £20 per year. The monthly fee is initially paying back a loan that results...

11 years ago
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RE: Trust deed and bankruptcy statistics

That's bonkers about that 19 year old David. Credit does seem to be getting easier to come by - feel as if I'm getting it thrown at me at the momen...

11 years ago
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RE: Credit Record - Northern Rock

UKAR are the holding company.

11 years ago
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RE: Credit Record - Northern Rock

NRAM are the bad bank TDA; The good part was bough by Virgin Money a couple of years back.

11 years ago
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