Trust Deed Forum

CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Sep 12, 2026
Topics: 20 / Replies: 212
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RE: Trust deed or DAS not sure

Hi Layercake, I just wanted to weigh in with a bit of support for Kevin here. My own situation was far from straightforward in relation to my proper...

2 years ago
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RE: Defaults

Thats it Paul.

3 years ago
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RE: End of trust deed

Hi Ally, There is a recent thread titled "Defaults". I've posted the template there.

3 years ago
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RE: Defaults

I found the quickest way to sort it was to make a complaint to the individual company's CEO. I had posted the following before re correcting default ...

3 years ago
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RE: End of trust deed

Probably the best thing to do is to check all of your three credit files (Experian, Clearscore/Equifax and Totally Money/Transunion). Check that yo...

3 years ago
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RE: Credit file after being discharged

@kevin-mapstone Hi Kevin, it took a bit of finding to be honest. I think it was on another debt forum where I first found it.

3 years ago
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RE: Credit file after being discharged

@jellytot75 I found the quickest way to sort it was to make a complaint to the individual company's CEO. I had posted the following before re correct...

3 years ago
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RE: Reached the End!

It will still take a while but the affected accounts will start to show as satisfied, partially satisfied or settled. The Trust Deed itself will stay ...

4 years ago
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RE: Credit file dates after TD completed.

If you make a GDPR complaint and send it to the CEO of the company, they tend to sort fairly quickly. There is a site where you can get email addresse...

4 years ago
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RE: Discharged TD - Reappeared On Credit File

Definitely shouldn't be there. I would raise a dispute with the credit agencies as soon as.

4 years ago
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RE: Car write off

One for your Trustee but I can't see you having to pay any more than you agreed on the asset value when you extended it, so it would be the £300 you w...

4 years ago
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RE: Car write off

I can't see it affecting anything. Your Insurer (in theory) would pay out the market value of your vehicle, so you would replace like for like and the...

4 years ago
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RE: HELP! New TD & situation has changed

@rmmt1 Apparently it is theoretically possible to get a mortgage in a TD but almost certainly not worthwhile doing. I am stick on a high variable rate...

4 years ago
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RE: bank account post-TD

The largest banks are obliged to offer a basic account these days and have been for some time. More info here; All of them need to have one that ...

4 years ago
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RE: DAS and Re-Mortage

Ciara, which mortgage broker is it? I am on a poor rate and assumed no lender would touch anyone still in a debt plan. It might be worth me speaking t...

4 years ago
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