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Scottish Trust Deed Forum
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Topic starter
18/01/2023 2:17 pm
So, to cut a long story short. (Couldn't reset my original username TD2016)
I've been on a trust deed since Sept 2016. It dropped off my credit file in Sept 2022. My provider recently registered by discharge with the AIB on 10 Jan 23. However, my credit file has now been bashed again, as the TD now appears again on my file - albit discharged. Its taken my score from high 700 back down to low 500. I'm concerned my new bank (Santander) who I just opened a new big boy current account with, will get this notification and shut my account like BOS did when i set this up.
What can i do about this? Is this right? I have to suffer for 12 years?
18/01/2023 5:57 pm
Definitely shouldn't be there. I would raise a dispute with the credit agencies as soon as.
19/01/2023 2:02 pm
Yes, I'd agree with CIF. Hopefully they will clean this up for you quickly.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
