Wow... congratulations boys1211. What a relief that must be?

Have you come around to thinking about how to use that extra £900 per month yet? What a difference that will make I'd have thought?

Well done boys

Glad it has all worked out and hopefully there will be a timely closure.

Also, the extra £900 per month will make a noticeable difference I'm guessing.

All the best for the future.

Mark

Thanks guys,

£900 a month is a huge amount of money, and to be honest we have never ever had that kind of disposable income because even pre-TD that amount (and more) went to debt repayments !!! So it's a new dawn for us !!!! x

Fantastic news. It'll be full of festive cheer in the boys1211 household this year no doubt!

Hi Boys 1211

Congratulations i'm sure that the extra money will be a huge bonus over the festive period.

Michael

Congratulations! 7 more months and I'll hopefully be posting something similar. Not quite to the tune of £900 a month, right enough!!

Thanks upstream !!

Sure your time will pass in a whizz.
It's been tough 3 and a bit years, glad it's (almost) over !!!

What we did with our extra was allowed ourselves (the wife and I),an allowance,upped our grocery allowance by 10% then put the rest in our savings account. We still have a budget, I am still as tight as a camels bum in a sandstorm but we have some savings now and have changed both cars (not for new but decent 2nd hand ones).

It is life changing and can give you a massive boost in income, just always remember what you have gone through to get where you are now.

Paul

Thank you Paul, I always love reading your posts. You are so right of course.
It's amazing how we have gotten used to spending much less without really missing out.

Its just getting the balance right now, but life is definitely better after our trust deeds.

Its just a shame we left it so long to sort ourselves out.

Paul

Must admit, like Plasticdaft I tend to be more frugal now.Find it easier to deal in cash rather than paying for things by debit card. Makes you more acutely aware of how much money you have to last[:D]

Excellent, well done! I paid my last instalment 6 weeks ago and got my form 5 yesterday!
Hopefully yours will be in by Christmas !

HiBoys1211 & Discopc

Congratulations on completing your Trust Deeds. Especially at this time of the Year. CIF makes a good point and well done CIF in adopting a educated approach to money post your Trust Deed.

Hopefully you will continue to add words of wisdom to the Forum as Plasticdaft has done over the years.

Regards

David T

Thanks guy, I love this site so will defo be keeping in touch !!! Would like to reassure others that it actually can all work out ok in the end, and even although crippling debt has to be one of the most stressful things in life...there is light at the end of the tunnel !!!