Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: 37/48 payments

Hi Chipmonk1978. The equity agreement you have in place is superseded if you go ahead and sell the flat whilst still in the Trust Deed. So any addi...

2 years ago
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RE: Finished trust deed, but just received debt letter!

It's annoying but quite common unfortunately - a by-product of the fact that some firms processes aren't what they should be. Don't worry though, I'm...

2 years ago
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RE: How do you prove sources of income?

Hi hudson99999. You might need to be a bit more specific about which type of income you are referring to, I'm afraid. Usually payslips, corresponden...

3 years ago
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RE: DAS or trust deed advice

Hi Jon2222. We don't pretend to be experts on credit files and credit scoring - partly because there are differences between lenders and the differen...

3 years ago
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RE: Help/advice please on a trust deed

Hi Dc2513. Best to speak with your trustee first and see what they say. Hopefully there won't be any problem that you will need to seek further advic...

3 years ago
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RE: Help/advice please on a trust deed

That's right - benefits are not allowed to be claimed by a Trustee in a Protected Trust Deed. However, it is possible that the trustee could indirec...

3 years ago
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RE: Help/advice please on a trust deed

Hi Dc2513. Welcome to the forum. I am very sorry to hear of your recent bereavements - it must have been a very tough time for you lately. First t...

3 years ago
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RE: Any advice please

That's brilliant news. Congratulations @jaun23 !

3 years ago
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RE: New Debt

Hi Henrik. A Trust Deed would include any debts and obligations that existed prior to it being signed, so if the complaint relates to pre-TD work you...

3 years ago
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RE: Divorce during PTD

Hi Veedub. If a sale of the house is forced by your wife as part of a divorce then your Trustee has to gather in your half share of the proceeds into...

3 years ago
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RE: Any advice please

Hi Jaun23. As Annmarie has said, this is only likely to get sorted out if you contact your Trustee firm and find out what you need to do. The bottom...

3 years ago
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RE: Reposession while trust deed ongoing

Welcome to the forum, Kiz1080. The initial information you received was correct. The Trust Deed covers all of your obligations that existed when ...

3 years ago
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RE: Nearing the end

Hi Charles07. That's great to hear the finishing line is in sight for you. You might be asked to complete another review, as your Trustee may want ...

3 years ago
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RE: Credit file dates after TD completed.

Hi jimmy. We aren't experts on credit reports, but the default date not matching the start of the Trust Deed is an issue we hear about quite often. ...

3 years ago
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RE: Paying TD off quicker

Hi there Lhen. If you are paying your debts in full then your creditors would certainly be happier the quicker it happens. In fact, you have an obli...

3 years ago
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