Trust Deed Forum

Haven't been discharged yet TDA. Making final payment this week. It should have been last year but there was an issue over the £500 equity buy out, wh...

Forgot to add - there is an entry on there for Barclaycard saying I am six payments late. It isn't showing as defaulted, even though I haven't paid it...

Well done Angus. I remember the stress of my own situation at the time and remember thinking that I was going to lose everything. The stress is horrib...

Thanks for the response Kevin (especially at this hour). That's a pity about the staff who are going, really sorry to hear that.

Hi Kevin, that's fantastic news that all the staff have been retained. Not always the case with a merger or takeover that there are no redundancies. ...

Hi Louise, not sure if you would have a problem with Nationwide if it is just a basic account. These accounts are made for folk in our situation so it...

Yeah and I guess we shouldn't knock them too much, as they are offering a credit rebuild opportunity where others won't. Key is obviously not to mi...

Got one Paul. Just trying to do as much as I possibly can to improve my rating as quick as I can. I know it's a long slog but hate sitting around doin...

It will be a while before I think about a proper current account, as my TD won't drop off till October 2015. Thankfully my defaults will be a bit bef...

Any idea what their criteria is for qualifying? Had a week look there but couldn't see it on their site.

Thanks Plasticdaft - didn't even think to look there[:I] Looks like I will need to wait another two years until my TD comes off.

Thanks Bravator, that's useful to know. I would rather keep my account with them as the service has been decent.

Yeah it's possible that it is the fact that that I have a Vanquis card but that doesn't fit with the fact that it's meant to be there to build credit....