Trust Deed Forum

Hi TDA, just a query on student loans. I've got a friend who has went down the bankruptcy route rather than TDA. He was told that student loans are ex...

Hi Baller - I had the same issue with Northern Rock/NRAM. My credit report shows the loan as satisfied about two years into my TD. It's possible someo...

Haven't been discharged yet TDA. Making final payment this week. It should have been last year but there was an issue over the £500 equity buy out, wh...

Forgot to add - there is an entry on there for Barclaycard saying I am six payments late. It isn't showing as defaulted, even though I haven't paid it...

Well done Angus. I remember the stress of my own situation at the time and remember thinking that I was going to lose everything. The stress is horrib...

Thanks for the response Kevin (especially at this hour). That's a pity about the staff who are going, really sorry to hear that.

Hi Kevin, that's fantastic news that all the staff have been retained. Not always the case with a merger or takeover that there are no redundancies. ...

Hi Louise, not sure if you would have a problem with Nationwide if it is just a basic account. These accounts are made for folk in our situation so it...

Yeah and I guess we shouldn't knock them too much, as they are offering a credit rebuild opportunity where others won't. Key is obviously not to mi...

Got one Paul. Just trying to do as much as I possibly can to improve my rating as quick as I can. I know it's a long slog but hate sitting around doin...

It will be a while before I think about a proper current account, as my TD won't drop off till October 2015. Thankfully my defaults will be a bit bef...

Any idea what their criteria is for qualifying? Had a week look there but couldn't see it on their site.

Thanks Plasticdaft - didn't even think to look there[:I] Looks like I will need to wait another two years until my TD comes off.