Trust Deed Forum

Hi Bravator - I got an account with Coop with no problems. The product is called "Cashminder". It comes with direct debits, VISA debit card. Service w...

I remember asking my Trustee about conduct. I was worried mainly about my NRAM loan, as it was linked to my mortgage. I was only 24 months into out (o...

Must admit, like Plasticdaft I tend to be more frugal now.Find it easier to deal in cash rather than paying for things by debit card. Makes you more a...

To be honest, I wouldn't imagine that your creditors will really care where the £500 comes from. I guess it doesn't if there is no equity in the prope...

Hi dm - I had the same issue. The way it was explained to me at the outset was that I didn't have to pay it and essentially gamble that there would be...

Hi finnvanb83 - if they don't change it till Dec 14 it means they are complying. The default should last for six years so the default should drop off ...

Well done weegeordie. Light at the end of the tunnel[:)]

Yeah have had a Vanquis card since May of this year. I have came through the door tonight to find a letter from Capital One saying I have been pre-...

It probably has everything to do with it. Just thought I had nothing to lose. It's just another wee lesson learned. I'll wait till all my dividends ha...

Hi Lindsey, I wouldn't worry too much about mobiles, insurance etc. Energy accounts are credit accounts and I have moved mine 4 times since in my TD. ...

Cheers TDA. I'll speak to him tomorrow.

They were my biggest creditor too baller. The infamous 125% mortgage/together mortgage.

Hi TDA, just a query on student loans. I've got a friend who has went down the bankruptcy route rather than TDA. He was told that student loans are ex...

Hi Baller - I had the same issue with Northern Rock/NRAM. My credit report shows the loan as satisfied about two years into my TD. It's possible someo...