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Scottish Trust Deed Forum
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Topic starter
12/01/2012 4:42 pm
As I hadn't heard anything for a week to tell me if my final payment had went through, I called my trust deed administrator today. It has went through and I took great pleasure in clicking cancel on my direct debit. Now, only 8-12 weeks to wait for my discharge papers[:D].
Fingers crossed it all goes smoothly.
Nothing left to discharge - everything's done and dusted!
12/01/2012 4:52 pm
Brilliant news,now you just have the same trouble I have had,what you do with the TD payment money you have spare every month!!
Its a problem,but by god its a nice problem to have!!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
Topic starter
12/01/2012 4:55 pm
Believe me, after the last 3 years, it's not a problem. I've already picked where and when I'm going on holiday. The trust deed money will be paying for that and some spending money.
I can quite categorically say, I will never get in the same position again.
Nothing left to discharge - everything's done and dusted!
12/01/2012 6:13 pm
Well done Gillian
Bet the time went by quickly ( or maybe not) We normally fully close in 3-4 weeks, but if there are outstanding claims etc, then I'm sure it can take longer.
Glad it has all worked out.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
12/01/2012 6:27 pm
Tenon seemed to be quick of the mark and were looking at claims before our last payment went out,fingers crossed they close things promptly.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
Topic starter
12/01/2012 7:50 pm
It's Invocas who's my trustee and although 8 - 12 weeks is a bit longer than some companies, I can live with that. I've had 3 years of waiting for my debt to be sorted so another few months won't hurt.
Nothing left to discharge - everything's done and dusted!
12/01/2012 8:54 pm
We plan on saving up to go to florida in about 18 months time!
Not been on holiday since 2002,went to florida then as well but did that trip on the plastic!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
12/01/2012 8:55 pm
Congrats Gillian, onwards and upwards for you.
worriedme
12/01/2012 9:43 pm
well done Gillian. All the best to you going forward on your debt free life! You must feel fantastic!
Pam
12/01/2012 9:44 pm
Well done to you both, enjoy saving for that holiday!
Shona is not currently posting in the Trust-Deed.co.uk forum.
Topic starter
13/01/2012 11:44 am
Letter to say I'd met all my commitments arrived this morning. I've been passed to the closures department so in 8 weeks, I'll call them to see how things are going. I was so nervous opening the letter incase it contained any nasty surprises but it was quite straight forward.
Nothing left to discharge - everything's done and dusted!
13/01/2012 12:00 pm
Fantastic news Gillian!!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
13/01/2012 12:32 pm
It's so good to hear about how people feel once they have finished their trust deeds and are now debt (and care) free. That's what this is all about after all, lifting that burden and enabling people to enjoy life again.
Have great holidays Gillian and Paul (not together obviously!!)
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
13/01/2012 12:40 pm
The way I feel these last few days I would take half the forum with me,if I could save up enough and pay in cash up front!!!
You really dont know how much of a burden it is,feels like I have been swimming the channel pulling an aircraft carrier behind me!!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
