What a great post Scotland28. I am absolutely delighted for you that you have changed things around and have such a positive situation now. Thanks f...
Hi Mercy I took out an Aqua card around 8 months before the Trust Deed and defaults disappeared from my credit record. I used it for small purch...
Hi Nearlyover You may not know that not all credit references agencies are updated the same unfortunately. Checkmyfile (£7.99 pm) gives Equifax ...
If I am understanding correctly, you are reading different records. The D (which I think may be in a red circle) each month just shows that you were ...
Hi Burns40 Are you In and Have you ever been in - are 2 different questions. It is also entirely possible (proved with one bank with a frien...
Hi TDA and experts? Am I correct (or wrong) is thinking the rules changed and ALL overtime must go to the Trustee, whereas before there was some di...
Hi If you have not already done so, check that the default date shown on each creditor file is the same (or very close to) the Trust Deed signing d...
Interesting question TDA. I believe emotions - v - logic come into play here, depending on the individual. And of course, how much they understand ...
Hi SkintAlley To add to what TDA has said, I found telephone calls worked - after numerous letters did not. My advise is to keep a diary/record ...
Hi Kerry I am not sure what you mean by what you have written in your last post. As TDA says, Credit Angel is quite expensive - around £14.99 pe...
Hello Higgs Check that the Default date matches your Trust Deed signing date (or very close to it). The accounts will fall off six years after t...
That is really great information to know. Thanks for sharing it!
Hi Pinalta Who is taking the further action? Is the Tribunal result formally published? As the complainant, are you meant to receive a copy of ...
I thought that increased income had to be declared and your contributions probably increased accordingly. If it was possible for you to get a loan ...
Hi Kerry Great news about your discharge. If you have not already done so, you may like to check out your Credit File to ensure all creditors ha...