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PCO Holdco haven't updated my files either. They are maybe just really really slow. They drop off next month anyway.

Hi Poprey, I joined it recently. It just needs card details to verify the name and address of the file you are trying to access.

I guess you have nothing to lose JB1575 - in a way he might be right. All depends how deep they dig though in the underwriting process. Good luck w...

Morning Bravator, I am in the same boat as you, just waiting for them to drop off. Pleased to report that the earliest default dropped off after...

So sorry to hear this JB1575. I hope there is a possibility of a mortgage with another lender? Just out of interest, was it a mainstream lender or ...

Hi Asmodi, I was with Apex and it did take them about 6 months after discharge to start chasing PPI. I had to return the mandate twice as it seemed th...

From what others have said, it seems to vary. A lot can ride on whether or not they are pursuing PPI claims. It took 14 months for my Trustee to cl...

I was 14 months KDog7. Oddly enough AIB website didn't update till last week although the discharge date was mid March of this year.

Hi Ann, you can apply for it anytime as there is no creditcheck.quote:Originally posted by ann910 [br]Ricki , are you finished your TD. Or can you do...

It's £4.95 per month. Eventually I got offered a £100 overdraft and that's £20 per year. The monthly fee is initially paying back a loan that results...

That's bonkers about that 19 year old David. Credit does seem to be getting easier to come by - feel as if I'm getting it thrown at me at the momen...

UKAR are the holding company.

NRAM are the bad bank TDA; The good part was bough by Virgin Money a couple of years back.

Fabfour - just a thought. What does your credit file say for the "reported till date" on the default?

That's quite worrying Fabfour - lots of folk with Northern Rock on here (me included). Haven't heard anyone encounter this problem with them. UKAR ...