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I've graduated (if that's the word) to two mainstream credit cards now. Started with Vanquis, then onto Aqua and Capital One. Got accepted with MBNA a...

Some interesting responses on this. Looks like I have not read the question properly!; (Broken Link Removed By Admin).

Hi Firewalker, Not been on here for a while, hope all is well with you. I did consider Coop but they knocked me back for a credit card a couple ...

If they don't resolve it before 23 November, then yes! I get the feeling that they are going to turn round and say the balance is owed - which sho...

Right, they gave me an additional £150 and told me the default would be removed. Checked Experian this morning. They have removed the default alrig...

quote:Originally posted by Trust Deed Assistant [br]How very frustrating. Will you be requesting another £150 CIF? I have asked for additiona...

Well in what can only described as a spectacular act of incompetence, Bank of Scotland have changed the late marker to a default and dated it 26 month...

Heard from Bank of Scotland yesterday. After some "discussion" they eventually agreed to remove the marker. However they insist that they were in the ...

I know what you mean mate. Frustrating thing is, I have built up some clean accounts over last couple of years but still got a poor score thanks to ce...

Hi Firewalker, I haven't spoke to them. To be honest, I simply don't have the patience to ring call centres and get passed from pillar to post, cal...

Hi Gresgow, Not sure if it is the same in every case but my credit file recorded it as the date of signing. You can get free trials of your credit ...

RBS a pain the posterior on this point but happy to report they dropped off after the six years. Afraid I can't say the same for Barclays albeit t...

Hi CP1872, just to echo what Firewalker has said, it really depends on what credit you apply for. At this stage, you are realistically only going t...