CIF
@cif
Reputable Member
Joined: Jan 15, 2013
Last seen: Mar 21, 2025
Topics: 20 / Replies: 208
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RE: Cost of living crisis

I've seen it Tigh. The offer is an existing customer one, so it's not available on the general market. Taking into account it going up again in Octobe...

3 years ago
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RE: Cost of living crisis

Thanks very much for the responses guys, plenty of food for thought. My current energy supplier has offered me a deal that looks realistic on curre...

3 years ago
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RE: Interest Only Mortgage and Trust Deed/Thank you

Thanks guys. Yeah TDA, it just didn't strike me as being right that the mortgage capital should be barred in one scenario and not another. I apprec...

4 years ago
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RE: Having 2 basic bank accounts

I can't help wondering how they would find out if you had a second one? Obviously if you were directly transferring money between them it would flag i...

4 years ago
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RE: Having 2 basic bank accounts

quote:Originally posted by Dazzla359 [br]Hi, Google Plum and thank me later . It basically links to ur bank account and allows you to set up month...

4 years ago
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RE: Having 2 basic bank accounts

quote:Originally posted by Paul McDougall [br]Morning There is nothing preventing you from running two basic accounts. There are a whole list of n...

4 years ago
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RE: DAS or Trust Deed

Thanks Kevin to yourself and Amy and bearing with me with the questions. Apologies for being a pain with them but you have given me enough to know I c...

4 years ago
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RE: DAS or Trust Deed

Hi Kevin, thanks very much for the response. That does make sense. I will get the contact form filled in with my details. Is there much of a waitin...

4 years ago
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RE: DAS or Trust Deed

Thanks Kevin. Are you able to say what your firm's equity threshold is, or would that be something that has to stay undisclosed? The article on this s...

4 years ago
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RE: DAS or Trust Deed

Thanks Kevin - is there any precedent for it? Anything I have read before has always suggested this is a total no no.

4 years ago
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RE: DAS or Trust Deed

Hi Kevin, thanks for the response. NRAM refused to put me on repayment and ultimately sold the mortgage on. I am just a bit concerned about whic...

4 years ago
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RE: DAS or Trust Deed

Apologies to resurrect an old thread here but.... I am still no further forward. However there was a bit of a development not long after my last po...

4 years ago
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RE: DAS or Trust Deed

Thanks David and understood re needing to sit down with an advisor to get more specific advice. My mortgage interest only payment is 327 per month...

6 years ago
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RE: DAS or Trust Deed

Thanks TDA and Kevin. Looks like a very good Kevin. I think I might be able to limp on a bit and get the debt down though. Around half of the debt ...

6 years ago
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RE: DAS or Trust Deed

Just off the phone to NRAM. They won't consider the switch to repayment due to my outgoings. So situation I am in, my creditors will not consider m...

6 years ago
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