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Scottish Trust Deed Forum
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Topic starter
21/01/2012 5:15 pm
Hi I contacted my trust deed because I only have 2 more payments to make ( yippee )[:D]On the phone she told me to contact her again at the end of Feb ( thats when the last payment is ) She said something about the rules of VAT have changed, and I might get a refund of some money and that this might delay my certificate saying that I am released from my TD. Can anyone help cos I don't know anythig abot this....[;)]
21/01/2012 5:18 pm
Hi bikergirl
Previously a trustee charged vat on fees, this is now not the case. The may proceed to reclaim the vat,but this will go to creditors unfortunately and not back to you.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
21/01/2012 7:06 pm
Hi
Sorry to dampen your spirits, but you won't get any of this money back, it just means a higher dividend for you creditors, (unless your debts were pid in full!) Don't go and spend in anticpation!!!
Shona is not currently posting in the Trust-Deed.co.uk forum.
22/01/2012 12:39 am
It will only go back to the person in the trust deed if they have repaid their debts in full plus fees!!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
22/01/2012 8:41 pm
yes, don't forget our fees!!!
Shona is not currently posting in the Trust-Deed.co.uk forum.
Topic starter
24/01/2012 8:33 pm
I am just glad that I have only 2 more payments to go. It's been a tuff leason but one well learned.
Thanks
25/01/2012 12:29 am
Hi biker girl.
Let's not underestimate how well you've already done to reach the last couple of months of your trust deed. I know it isn't easy from so much of what we have read here over the years, but I hope you have found the process (and soon also the outcome) to be worthwhile?
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
25/01/2012 7:42 pm
I was wondering what will hapen once my td has been completed. What I mean is what happens to all the info I have sent over the 3 years to the td firm pay slips, bank statements etc. Could anyone help
Thanks
25/01/2012 11:52 pm
Hi biker girl.
I'd imagine most firms would store it for some time and eventually ensure that it is securely destroyed (in line with regulatory and data protection responsibilities).
Do you have concerns on this subject? Is there information or documentation that you would like to be returned to you?
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
26/01/2012 9:33 am
I didnt get my last batch of payslips back from Tenon but am sure they are sat somewhere waiting for me to ask for them back.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
Topic starter
26/01/2012 8:28 pm
no Iam not that worried about it I was just wondered what the right proceduers would be
Thanks for you're hel tda...
I'd imagine most firms would store it for some time and eventually ensure that it is securely destroyed (in line with regulatory and data protection responsibilities).
Do you have concerns on this subject? Is there information or documentation that you would like to be returned to you?
