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Topic starter
01/11/2013 8:26 pm
Hi I receive my form 5 today. I have never been so happy. I feel like I can move on with my life and start a family as we have been putting this off until we were out of the trust deed. I would like to say thank you to all the experts on here for their great advice And this site has really helped me. Just reading through other peoples experience has helped. Just a silly question now I have received my form 5 is that everything on my part complete and I can slowly and sensibly rebuild my credit file again.
01/11/2013 8:45 pm
Congratulations. i received form 5 as well this week. I also paid off my vanquis card so I'm officially debt free wooohooo
01/11/2013 10:27 pm
Congratulations ldc on the successful completion of your Trust Deed.
A combination of the experts opinions coupled with people sharing their own views and stories in relation to their situation really does make for a very useful and balanced site I think.
Good luck for the future and starting a family. Having the extra money will really come in handy!
David is not currently posting in the Trust-Deed.co.uk forum
01/11/2013 11:29 pm
Well done ldc.
As you've been discharged you can expect your creditors to update your credit file now. That doesn't mean that they will though, so be ready to give them a bit of encouragement if necessary!
Thanks for your kind words about the site.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
04/11/2013 2:43 pm
Well done, I have been officially discharged and I have been told my Form 5 should be in the post in the next few days - I cant wait to start fresh and move on with life. Here's to a sensible & DEBT FREE future 🙂
04/11/2013 10:38 pm
Well done all. Looks like we may be entering another Form 5 purple patch!
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
05/11/2013 4:58 am
Always pleasing to hear of people getting to the other side of a TD. Encouragement too for those starting out or partway through, you really can get a fresh start with a bit of hard work and careful budgeting.
Onwards and upwards.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
05/11/2013 8:33 pm
Hi mum1022,
Well done on the successful completion of your Trust Deed and good luck for the future.
David is not currently posting in the Trust-Deed.co.uk forum
Topic starter
08/11/2013 3:50 pm
It's been a week since I received my form 5 and the air website says I have been discharged. On my credit report done of the company say satisfied and some still show a balance. I know my credit report won't show changes automatically but what time would u say or should I contact the companies?
Topic starter
08/11/2013 3:51 pm
Mean aib
08/11/2013 8:40 pm
The longer you're prepared to wait the less work you may end up doing yourself ldc.
I'd give it at least a few weeks.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
09/11/2013 8:45 am
TDA is correct from my experience. Discharged in late Sept and left it till the January after, had a happy family Christmas, then like a dog with a bone I set about contacting those accounts not correct on my file. It took roughly 3-4 months to show satisfied, think files are updated monthly?
Well done ldc and mum1022:-)
Completed 3yr TD Sept '12 discharged Sept '12. Trustee discharged Jan '13
Building up savings.
