Hi
Most TD are set up with a standing order as far as I'm aware. If it was a standing order, you should have cancelled it after the last payment as you are the one who controls the standing order, it's different from a direct debit. If it was a standing order it would have been set up either until a certain date, until a certain number of payments had been made or until further notice therefore your trustee would receive the payments your bank made

Thanks for the reply saabrina, yes it is a standing order, so would you recommend that I cancel this ASAP?

Count your payments to ensure you have paid extra then contact your trustee regarding a refund. Assuming there were no arrears or extra payments due.

Paul

Hi John

Best to call the office and have them check this.

The payments are normally via standing order, so if there's an overpayment, its easily repaid to your account.

Mark

Thanks mark I will call the office tomorrow

Count your payments to ensure you have paid extra then contact your trustee regarding a refund. Assuming there were no arrears or extra payments due.

Paul

Just found a letter saying my first payment will be taken on 29th June 2010...so I think I will have one more payment to make but will check with Phillip gill tomorrow

Thanks for everyone's replies, much appreciated

If it started June 2010 then 36th payment would be May 2013.

Hi John

Just checked for you and there is indeed an extra payment.

I've asked Beth at the office to credit this back to you which should be fairly quick. Trust Deed has also been put through for closure, so you should receive your Form 5 fairly soon.

Mark

Thanks mark, can I just say a big thank you for all you and your colleagues have done for me over the last 3 years. You have changed my life!

Can I also that if people ever get into the situation I did I would recommend Phillip gill and co! First class!

Hi John

No problem at all. Bet the 3 years flew in!

Many thanks for the post as it is always appreciated.

Regards

Mark

The last year flew by