is this the end?......
 
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is this the end?.......

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(@bsmith1986)
Eminent Member
Joined: 12 years ago
Posts: 20
Topic starter  

i got my form 5 in the post the other day and received my AIB discharge today(monday) what do i do now? is this me free and clear?

do i now try and tidy up my credit file?

thanks in advance


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Congratulations bsmith1986. The Form 5 is your discharge and if it has been registered on the Register of Insolvencies it's official.

If you're minded to check your credit record for accuracy I'd leave it a few weeks first to allow your creditors and the credit reference agencies to update your file. Hopefully this will reduce the amount of any work you need to do.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

Well done on tackling your debt and coming out the other side!

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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Mark McFadyen
(@mark-mcfadyen)
Famed Member
Joined: 16 years ago
Posts: 4798
 

Hi bsmith1986

Pretty much sounds like it's all tied up & final. Well done.

Mark

Mark is not posting regularly in the Trust-deed.co.uk forum.


   
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Kevin Mapstone
(@kevin-mapstone)
Member Admin
Joined: 16 years ago
Posts: 4253
 

Congratulations bsmith1986. You sound like you don't quite believe it!

How have you found the whole process?

Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.


   
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David Tannock
(@david-tannock)
Famed Member
Joined: 12 years ago
Posts: 2581
 

Hi bsmith1986,

Well done on successfully completing your Trust Deed and becoming debt free.

Enjoy the extra spare cash you will have per month!

David is not currently posting in the Trust-Deed.co.uk forum


   
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(@hamish)
Trusted Member
Joined: 16 years ago
Posts: 69
 

Congrats bsmith1986, enjoy!
All the best


   
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