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How long after the six years does it disappear from file.

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(@debtfreeyay)
Active Member
Joined: 2 years ago
Posts: 3
Topic starter  

Hi all, my trust deed started in October 2018 and we're fast approaching the six years.

We're saving for a mortgage which I know we will need to wait an additional 18 months to get one that doesn't require a substantial deposit but in the meantime we need a car and I was told I could get one on a monthly payment but the monthly cost is higher due to the TD showing. She agreed once removed the cost will come down.

Does anyone know when it will likely drop off my credit file?

Thanks in advance.ย 

ย 


   
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 CIF
(@cif)
Reputable Member
Joined: 12 years ago
Posts: 223
 

You don't have too long to wait as it drops off 6 years after the date of signing.


   
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