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Scottish Trust Deed Forum
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Topic starter
25/04/2013 11:37 am
At a meeting and the person had previously called one of the firms who advertise in the media frequently.
He was advised that on completion of the Trust Deed, their credit file is returned to exactly the same position it was on their 18th birthday. Strangely that's the second time I've heard this in as many weeks.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
25/04/2013 11:47 am
We've spoken to people that have been told that by a certain firm as well Mark.
Some people really will do or say anything to "convert a case".
Note to readers - Your credit file will not revert to how it appeared on your 18th birthday!
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
25/04/2013 11:51 am
It's quite worrying the information that is given out regarding Trust Deed's etc. When I was researching finical options to get me out of my black hole I spoke to a few companies (main stream advertisers) who told me all sorts of things which didn't make sense Your debt needs to include your mortgage, You need to have life insurance, you need to pay your fees in advance to us etc Thanks goodness I did my research first and didn't just sign with the first person.
I thought the regulations on this would be much more strict (and I appreciate they are for the trustee when appointed) but it does seem that anyone can jump on the band wagon as a middle man.
Resetting your credit file to when you were 18 really doesn't make sense. It's a shame some people will get taken in with lines like this.
I actually pulled my credit reports yesterday to see what was happening and it's alarming the out of date and inaccurate information held on me. Relationships listed still to my ex-wife despite being told about separating, old accounts showing live when they were closed years ago etc. Resetting mine back to when I was 18 would be nice actual what's the number of this company that can do it and can they return me to how I looked and my fitness levels when I was 18 also? lol.
Half way already!
Topic starter
25/04/2013 12:15 pm
I wonder if they had credit reports when I was 18!
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
25/04/2013 12:32 pm
quote:
Originally posted by Mark McFadyen
I wonder if they had credit reports when I was 18!Mark
Oh dear... Was it all in black and white in thoes days?
Half way already!
Topic starter
25/04/2013 5:49 pm
No, that was the New Romantic era. Full of colour, guys in make up ( not me!) wearing hellish clothing going to the Penthouse or Henry Africa's ( Glasgow)
Ahh! The memories.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
25/04/2013 6:03 pm
My credit file has certainly not returned to what it was like when I was 18.
I demand a refund!!!
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
25/04/2013 6:13 pm
Excellent. I'm off down to Wrygges to sign up for a Style Card.
