Welcome to the trust deed forum jannie.

A lot of the work that trust deed firms do on a case takes place towards the start of the process.

As such, I'm afraid it's quite likely that much or all of your contributions to the trust deed will have gone towards the providers fees for the work that they have done.

If you request it from them you should be able to obtain a breakdown of exactly what has happened to your contributions.

As TDA has said most of what you have paid will have gone to your TD firm in fees.

Have you worked out what you intend to do now regarding your debts?

Paul

Im not sure as to what my options are at the moment. I dont really have spare income left over at the end of each so feel my options could be limited.

Are you a homeowner jannie?

Do you have any other significant assets, like a car worth more than £3000 for example?

No i'm not a homeowner and i dont have any assets worth more than £3000

Have a read of the following page jannie:

http://www.trust-deed.co.uk/certificateforsequestration.php

If you have few assets and little spare income this might be an option worth considering further and finding out a bit more about?

Hi Jannie

Yes, the payment of the costs and expense of the Trust Deed would be paid 1st. In a normal Trust Deed, excluding fees, these can be in the region of £500.

As Trust Deed Assistant said, sequestration may be an option if there are no or minimal assets and little surplus.

Mark

Hi jannie welcome to trust-deed.co.uk

I wondered this same question recently about income i had paid into my own trust deed and unfortunetly there is a line thin on even getting it back. As many of the other experts have said it probably will be taken for fee's for the listed work your td company has done within the year that you have been in your trust deed.

I'm assuming you were discharged from your trust deed already and are back to square one when it comes to your debts.
I would defently look into sequestration it's not as scarey as you may think and is actually straight forward and would help you in the long run. i am actually preparing myself for the same steps. Read through the link Trust deed assistant gave you and if you have any questions just come back and ask.

Hi Jannie

It looks like Sequestration may be the best option for you, and you can get a Certificate for Sequestration from Money Advisers or Insolvency Firms. You will be required to provide financial information, just to confirm that this is the correct route for you. If you have a problem getting a Certificate, I am happy to help. Likewise for you Reiddy1982.