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another credit file query.....

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(@steve1984)
Estimable Member
Joined: 13 years ago
Posts: 159
Topic starter  

Hi sorry I know this has probably been asked before, I had a search but couldn't quite find the answer.

So on the credit file check (Noddle I am looking at), all my accounts show as satisfied (or settled). The date of default is 07/06/2012 which is the date of the Trust Deed starting. My only concern is that a few of the accounts continue to show defaults every single month for 3 years of the trust deed. Other ones do not and show 'OK'.

Can anyone advise me here, will these accounts fall off 6 years from the date of default (so 07/06/2018) or is it 6 years from the last default marked on the account? So that would be 2021 or so.

Thanks in advance

steve


   
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(@firewalker)
Reputable Member
Joined: 13 years ago
Posts: 440
 

Hello Steve1984

They key date is the default date - the account disappears 6 years after the default date. If the account default dates vary slightly, each will disappear according to its own date. The monthly payment status (usual circles) automatically disappear with the account.


   
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(@steve1984)
Estimable Member
Joined: 13 years ago
Posts: 159
Topic starter  

Hi. OK great, so all them have the correct default date so hopefully all be fine.

Thanks for your help

steve


   
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