Hi all, when an IP applies for their own discharge do they have to give 14 days notice to creditors to object?
Hi sparky
Yes, it's part of the process. Very generally Form 5 is issued & discharges the person in the trust deed & becomes effective when registered by the AIB. The Trustee then seeks his own discharge from the creditors by issuing them with form 6. The trustee's discharge is effective after 14 days. The trustee then issues Form 7 which summaries the receipts and payments throughout the trust deed.
Hope this helps.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
OMG the AIB website now shows that I have been discharged as of the 11/10/13, so 14 days from now my IP will be discharged and that's when I get form 5 in the post--- Feeling HAPPY its coming to an end.
Thanks TDA, was just surprised that I was discharged but they are holding back my form 5 until my IP is discharged it seems pointless as my discharge is already registered.
Having the same problem sparky1, ours says discharged on the aib sight on the 13/09/13 and I still don't have my form 5 [:(!], also I'm still waiting on ip signing of due to 2 of my debtors saying no to ppi claims by my ip, so they are contesting this which is taking ages... Hopefully both be free soon to get on with lives and clear our credit files!!!
Hi Barvator, has your IP remained in office to sort out ppi claims then? Thankfully, all mine have been completed. The thing that held up my discharge was creditor claims against my trust deed. You read to often on here that different firms work in different ways some good and some bad; If I don't get my form 5 w/c the 28th I think I will blow up, had enough now.
Hi Sparky
Your trustee has it wrong. In terms of reg 19 he must send you Form 5, being your discharge, and a copy to the AIB.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
Mark where do I go from here, is it worth contacting the Aib will they contact they contact my IP
Hi just an update. I've spoke with the AIB, they said they have sent a letter to my IP saying that my discharge has been registered and that I should now be informed of this in writing. What they did say is that the letter from the AIB to my Trustee may take a few days to arrive then I should phone them as there is no reason for them to withhold form 5 as you have already said.
Hi sparky
The key thing is you are discharged, however you should have received Form 5 and a copy sent to the AIB at the start as they have no right to withhold this.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
Hi Mark,
I've dropped my IP an email saying I have contacted the AIB and reminded them that there is no reason for them to hold form 5. So I'll be a popular name around the office for a Monday morning.
Hi sparky1
You should also ask them to confirm that they have discharged the inhibition which is a condition of the discharge. That would make you mega popular. They'll probably think you are a mystery shopper!
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.