Hi Gillian

It's weird them calling you as the Trustee will be discharged 14 days after the Form 6 letter and therfore would have no locus to pursue the PPI as he will no longer be in office.

I can imagine your exasperation, but it appears that it will thankfully be all over soon.

Mark

It really doesn't sound as though the communication is good gillian.

From the sounds of the employee reaction though it may be that it isn't your trust deed provider at fault for the continued contact.

There's no shortage of reference to Equity in Finance on all sorts of forums at the moment.

No,I don't think it's Invocas to blame for this at the moment. The reaction I got from my manager seemed to be one of 'not this again!'. He said he was going to call and email them and make sure that they were aware of the position. Honestly, it's a case of subtitles for the hard of thinking! The only fault Invocas have is to have hired a company that are crap at what they do.

If you have had your discharge from your trustee, I wouldn't sign a thing, this should all have been sorted within the three years.

Out of interest can a IP withdraw or retract a discharge form 5 or 6 to tie up unfinished business?

Hi Sparky

It's a good point, but the trustee is discharged 14 days after the creditors get Form 6. I don't see how he could undo it.

Mark

Trust deeds are so complicated. I always thought that if you receive a form 5 from the IP - That's it you're obligations are finished,, end of,, finished.

I'm guessing I will be issued a form 5 as my trust deed was signed in 2010, for 36 payments - 3yrs or do I receive a form 6 as well???

Hi Sparky

Firm 5 is the trustee discharging you, whereas Form 6 is the trustee requesting his discharge from the creditors.

Mark

Ok cheers Mark. They are called firm 5's now? lol, don't worry about it I had to edit my posting for exactly the same reason.

Well, EIF called me this morning (I was on nights last night, had been sleeping for an hour at this point. Imagine how pleased I was). They were very apologetic and told me the person responsible is no longer with the company due to other instances of this ineptitude. I asked had they only sacked them on Friday as I got a letter from them yesterday. Amongst the grovelling and me growling at them, the person I spoke to said they were sent details from my credit report by Invocas at the beginning of February this year. I've just sent an email off to ask about this. Someone's not telling the truth and I intend to find out who.

Good luck gillian.

It sounds like you're on a mission.

Just noticed on AIB that I am now free, my discharge and that of my trustees discharge is now completed.
Oh Happy days I feel like Jesus rising from the dead. Thank you all for your wonderful help without you I don't think I would have coped,and good luck to everyone in their quest for peace of mind and debt solutions,you have came to the right place.

Ps happy easter

Congratulations and a very happy Easter to you jimmybee.