Remember there are 3 main agencies(experian,equifax and call credit) so it may be marked in default on any 1 of them. Paul
I cant believe so many people have gained so much from ppi. We never took any and were never miss sold any. Paul
Yup xmas paid for in cash rather than on a credit card is a much better experience!!
Its always the gremlins right enough!!
Would anyone go for a trust deed that was going to take 6 years then leave you with no equity and an expensive sub prime remortgage as well? Would ban...
Its safe to say nobody knows what the mortgage market is going to do in 3 years time so its wrong to advise people of something you cannot guarantee!!...
A trust deed if used correctly is a fantastic tool to help get out of spiralling debt. Having used one myself, I am definitely in a hugely better situ...
Meant to add, dont just go to one source for advice,approach 2 or 3 different sources and see what all say before making any decisions. Paul
If you are considering a trust deed and have significant equity,sign nothing until you are 100% sure of what will happen!! It worked for us as we had ...
Until the TD drops off record there is little improvement shown by getting a sub prime credit card. Paul
Certainly paying the equity amount as quickly as possible benefits everyone!! Good luck. Paul
Were any other options offered to you?
Think there has been some poor advice given initially to jay. Pity because 6 years of busted credit files is a long time! Paul
So if ppi had been reclaimed 1st you wouldnt have needed to suffer an insolvency? Paul
Make sure creditors dont just add a notice of correction to your files as this remains until you ask for its removal(and often goes unnoticed). Pau...