Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
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Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: Selling Home after Form 5 Received.

Yes, it may well help avoid any issues if the trustee is made aware beforehand of the plan to sell and I'm sure it would be one less thing to worry ab...

4 years ago
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RE: Selling Home after Form 5 Received.

Hi Mastyk. Once you are discharged (ie have received your Form 5) and it has been registered on the Register of Insolvencies then you have no furth...

4 years ago
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RE: Anxiety over TD

You're not hiding anything if they have not asked you about it - if the terms of the company car insurance or credit card require this kind of disclos...

4 years ago
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RE: Currently in trust deed income reduced

Hi Klyp. I can understand why you are feeling this way - it must be very difficult to cover your essential living costs and come up with the payments ...

4 years ago
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RE: Anxiety over TD

Hi Lhen It will be interesting to hear what answers other forum users may give you. Having not personally been through the process myself I wouldn...

4 years ago
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RE: Tax Rebate - new trust deed

Hi trussell, and welcome to the forum. The tax you paid last month would have been in relation to a tax period which was prior to the Trust Deed be...

4 years ago
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RE: Sale of home with alot of equity

In addition to TDA's excellent summary, I would just say that I can see no reason why your Trustee would not allow the sale of the property. It would...

4 years ago
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RE: Quick question about last year.

Hi. You may have to as your trustee might want to check that there weren't any changes to your circumstances or windfalls received in the last year o...

4 years ago
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RE: AIB / DISCHARGE

Congratulations, lilone. What date is showing for your discharge on the register? You should normally receive the Form 5 very close to this date.

4 years ago
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RE: Help - feeling overwhelmed!

Hi Ladyjp. Well done for taking those first steps despite your fears. The initial leap into the unknown is the hardest part I think, and you should ...

4 years ago
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RE: Cost of living crisis

There isn't really any need for renegotiation as such - Trust Deed contributions can be varied by the Trustee without requiring to be agreed by credit...

4 years ago
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RE: Mortgage after trust deed

Hi SD1991 They don't specifically mention Trust Deeds, however I would say that if it was registered within the last 6 years then you should probab...

4 years ago
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RE: Swapping Cars in a new trust deed

Hi Richard. You will need to run it past your trustee before you do that, just in case, but if a similar value and still required then I don't see wh...

4 years ago
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RE: Coming to the end 🎉

I can't remember a time that a creditor has objected to someone's discharge if the trustee is reporting that they have met all of their obligations. ...

4 years ago
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RE: Help please

They can't look for repayment of any charges or interest that they have added on to a debt which was included in the Trust Deed. Hopefully if you rep...

4 years ago
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