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Welcome to the forum, Jellybaby1969. Was the house always in your partner’s sold name? As long as it wasn’t yours and then transferred into their name...

Fingers crossed for you, elljay. Let us know how you get on?

I don't see why there should be any problem applying for a payment break. The criteria are clearly set out in the regulations: you can apply for a p...

It is usually unwise to come out of a DAS without another plan in place, for a couple of reasons. 1) Your creditors would have the right to add on a...

I don't think you should have too much to worry about, Trusted186. The type of arrangement you have seems perfectly reasonable given the car is a nec...

Hi elljay. I can totally understand your feeling of hopelessness about your situation - things have certainly not worked out well for you recently an...

Hi Trusted186. It may be possible, but you will need to be able to show to your trustee why it is necessary and that it is affordable. Will the fina...

Hmmmm. Not sure why they think it wouldn't matter if it was prior to the 4-year point, but would definitely agree that once you are discharged then yo...

Congratulations nicnac587, I'm very pleased that the forum has helped you get to the end of your Trust Deed successfully.

Yes, it should be the same principle.

That's great news, Atlast - congratulations! It must feel good to get that through. Your Form 5 should mean that you are discharged from any furth...

Yes, just the same.

Benefit income cannot be made to be paid into a bankruptcy or Trust Deed, so you should be allowed to keep it. There is a possibility that the Truste...

I can totally understand that it must be a daunting prospect having to deal with your Trustee around this issue and that you may be fearful of the con...