Kevin Mapstone
Kevin Mapstone
@kevin-mapstone
Admin
Member
Joined: Feb 10, 2009
Last seen: Jul 15, 2024
Topics: 10 / Replies: 4239
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RE: Trust Deed - is this the best option for me?

OK, well it will mainly boil down to what you expect that you can realistically afford going forward as to whether a Trust Deed would make sense for y...

3 years ago
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RE: HELP! New TD & situation has changed

It is certainly difficult to get a mortgage when in a Trust Deed. The other issue is that you normally need to be able to put down a decent deposit t...

3 years ago
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RE: Trust Deed - is this the best option for me?

Hi there RyanK92. A Trust Deed may indeed be a preferable solution for you now and you are certainly right to ask the question. Circumstances change ...

3 years ago
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RE: HELP! New TD & situation has changed

Hi RMMT. I'm glad to hear that your Trust deed is sill running successfully despite the early setback. Your question is obviously one that very man...

3 years ago
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RE: Redundancy and new role with TD

Welcome to the forum PC1392. I'm sorry to hear about the uncertainty about your current employment - fingers crossed this works out for the best for ...

3 years ago
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RE: DAS - advice needed!

That's true, I guess I was just being optimistic and assuming that you will get back into work. Are you going to try again with improved settlemen...

3 years ago
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RE: DAS - advice needed!

The other option would be to request your debt payment programme is revoked and then set up a new one with the new money adviser. The upside of this...

3 years ago
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RE: DAS - advice needed!

Hi again elljay. I checked with the DAS Administrator and it is possible to switch from one money adviser to another very quickly but only if you and...

3 years ago
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RE: DAS - advice needed!

I think it should be up to you who your continuing money adviser is, so it should be possible to switch to another if you wish. However, I must admit...

3 years ago
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RE: 45k debts & low income

Your contribution to a Protected Trust Deed or to a bankruptcy is only based on what you can afford from your own income. This is however affected by...

3 years ago
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RE: Changing job while in a trust deed

Hi Craig, welcome to the forum. If they are explicitly asking whether you have a Trust Deed in place then you should be up front with them. It is ve...

3 years ago
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RE: 45k debts & low income

Hi Carolyn. I'm sorry to hear this is upsetting you - please don't beat yourself up about it. This is more common than you might think and there ar...

3 years ago
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RE: Site modernisation

There has now been a redirection put in place, so that those with bookmarks for the old forum page should be automatically rerouted to the new forum p...

3 years ago
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RE: Site modernisation

Thanks tigh, that’s useful. I’ll get that looked at.

3 years ago
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RE: Few questions

Myself or the other forum expert Paul would be happy to help advise you further and set it up for you if you choose to do so. Just click through the l...

3 years ago
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