HI Boys 1211 Congratulations on reaching the 6 year mark - you will be looking forward to a clean record on your credit file. I recommend you st...
Hi nearlydone From the credit reference perspective, it may be that when your four years is up and you are actually discharged, your Credit file wi...
Hi Rickie and Nells I hate to say, but your credit rating will not really improve until all defaults are removed. The rating is not the only con...
Hi Nells Each creditor will have a default date. Check that the dates match the date the trust deed was signed (or very soon after). Each one w...
Well done Gleith. Whatever the outcome, you will know you had the courage to fight for what you believe in. I do hope very much the outcome goes...
Hi Have you checked the Trust Dedd document you signed to see what it says? And the AIB website to see what is recorded there? Was your 3 yea...
Congratulations on reaching the end of your Trust Deed. I can see how both ccomments are valid. If you apply now, your record will show undischarg...
PS: Your Form 5 Discharge will show both the signing date and the discharge date of the Trust Deed. Check it out.
Hi Upstream I cannot answer specifically the questions you raised about the previous connection and the current implications. However, I can giv...
Hi DontDoDebt The Credit reference agencies wont change your information on request. They report on the information given monthly by each lender....
Hi DontdoDebt In my experience, the Trust Deed Companies do not correct your credit file. I think KPMG will be thinking when the dividend is paid...
Hi Delpy8 Congratulations on receiving your Discharge letter! onwards and upwards! The Trust Deed will stay on your credit file for 6 years fro...
Hi Carlisle Congratulations! You may want to consider the following: You can request a paper copy from each of the Credit Companies for aroun...
Hi Bellabob I can't give you any advice but my heart went out to you when I read your post. I can only begin to imagine how you must be feeling. ...
Thanks everyone for taking the time to answer with all the information. The survey was also good information, since it perhaps reflects public opin...