Hi JockDock You must be very frustrated. Unfortunately, it does prove that lender decisions are outwith our control after our best efforts to corre...
I did not think so Eileen, however, recently some have applied to have a Trust Deed re-opened in order to collect PPI issued post Trust Deed. It was ...
Hi MM991 Each Creditor is listed separately as Defaulted. And the Trust Deed is listed separately. The Trust Deed / bankruptcy does not remove th...
My credit report is clear now MM991 so I cannot check if the information is reported differently now. It was definitely Trust Deed before because I ...
Hi Kirstie 'My Trust Deed said I am in breach of contract'. Do you mean your Trustee/IP? 'they would need to skip the Insolvency Practitioner'. ...
Hi MM991 Mine always showed as Trust Deed. What credit reference file are you checking? Have you looked on the Accountant in Bankruptcy web...
Hi Upstream This subject/question was raised last year in the Forum. I contacted the Credit Reference Agencies to clarify. They advised me it wou...
Hi Upstream Am I understanding correctly that some of your creditors noted your default date later than the date you signed your Trust Deed? Or ...
Hi Amerififer Yes. You are correct in your understanding. All Default dates should match the Signing Date. If they are only a few weeks out, y...
Hi Sharon21 I really am unsure what it means when they have added another start date. The RBS and MBNA and Max Recovery should all have the date...
I truly am unsure Nearlydone. All I know is that if an account is closed, it states the date the account was closed, and it remains on the credit f...
Hi Sharon21 The Default Date of the account is the important date. You say they added a Default Date. Do you mean they changed it from original...
Sadly, TDA, the knowledge comes from learning through experience with the Trust Deed and trial and error. I am only too happy to share if it makes it...
Hi Boys1211 I would not be concerned about the credit score - it will not change in any significant way until the Trust Deed and Credit defaults dr...
Hi Nearlydone I am not 100% sure what information you referring to, however, perhaps I can guess what you are referring to and give you some inform...