Firewalker
@firewalker
Reputable Member
Joined: Jul 19, 2012
Topics: 24 / Replies: 416
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RE: Credit Report

Hi Falco I believe that will be the case. Unless it has a Default date, then my experience is that it remains on file for six years after account ...

9 years ago
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RE: Credit files not updated after discharge

Hi Jeangrey Congratulations on completing your Trust Deed. The process of updating credit files is not smooth or consistent. Contact each of ...

9 years ago
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RE: Bank of Scotland and Barclaycard defaults

Hi Fizban I wish credit file updating was as simple as it should be. Alas, usually not. When the trust deed is completed, it is the lender/credi...

9 years ago
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RE: Trust Deed is finished

Hi Robbiegwa The dates of the default should be the same as the signing of the Trust Deed. If they happen to be just a few weeks after, sometimes ...

9 years ago
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RE: Credit Report

Good job Falco. Be patient, it can take several weeks for this to go through the system. I know exactly how you feel. 8 days and you want it all ...

9 years ago
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RE: Bank of Scotland and Barclaycard defaults

HI Fizban Are you aware that the defaults will remain on your file for 6 years from the date of signing the Trust Deed? So depending on your date...

9 years ago
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RE: Credit Report

Hello Falco Did they say why they would not change it. I would write to them, recorded delivery, advising them they are in breach of the Data Pr...

9 years ago
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RE: Checking your credit and defaults?

Hi FF36. There are some credit reference agencie: Experian, Equifax, CallCredit, Noddle (part of CallCredit), Checkmyfile, and another one I learn...

9 years ago
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RE: Trust Deed is finished

Congratulations on completing your Trust Deed. It seems strange that the Trust Deed is not showing on your credit files. Are all your creditors ...

9 years ago
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RE: PPI and a Trust Deed

I have been wondering the same TDA. I hope it was a positive experience for Gleith.

9 years ago
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RE: PPI and a Trust Deed

Hi Gleith I just -one had noticed no-one had responded to your post and request for ideas. Perhaps those who could advise have not had the chance t...

9 years ago
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RE: Been a while...

quote:Originally posted by Kevin Mapstone [br]I believe that once you are discharged then your creditors have a duty to update your credit file accor...

9 years ago
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RE: PPI after discharge. HOT OFF THE PRESS!

Tinsolder ............... and how your documents lodged on your behalf 'got lost'. When were they delivered? By whom? What signature was receiv...

9 years ago
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RE: Satisfied Trust Deed - on going issues

Hi Steve I had the same issue with a couple of companies who had bought the debt. The original company is responsible if it was included in your...

9 years ago
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RE: What dates should appear on credit file

Hi MichelleG Just to confirm what pingpong said - in answer to your final question. The Default date is the key date. All defaults should be th...

9 years ago
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