Good morning louden and welcome to Trust-Deed.co.uk.

How long it will take is really a function of how quickly you can meet with an "authorised person" who can provide you with this certificate for sequestration.

Am I right that Citizens Advice have told you they'll need six weeks for such a meeting to take place? Are there Money Advisers within your Local Authority that could see you sooner?

This is some more information about certificates for sequestration and how you can get them at:

https://www.trust-deed.co.uk/bankruptcy-sequestration.html

The CAB adviser should be able to give you a certificate for sequestration - though I believe that some CABx are not offering this to their clients.
Could the IP firm you signed your trust deed with not give your wife the certificate, louden?

That's a really good point Kevin.

louden - I know that the firms that answer questions here will sometimes help out by issuing a certificate of sequestration to one partner or spouse (it's not something they can charge for) while setting up a trust deed for the other. I can only assume that plenty of other firms would be happy to do the same as it need not involve a huge amount of work.

Was told by them self that they don't do it. Have taken advice form a local iP they are going to do the certificate and help fill the forms in. But they have advised us to change our bank. Done this recently by the advice given previously. Went from tsb to bank of Scotland as I was told diffrent banking lisence but now been advised that we have to go to a bank were we have no connections with credit. Do we need to change again?

Hi louden.

I've always thought that it's the banking licence that is the key thing.

However when it comes to bank accounts a safety-first approach is probably best. I think this may be why you've had this advice.