Hi Pammy,

I do have my reasons.

12 years????? As far as Im aware and have been told it is 6yrs on your credit file. (if thats what your talking about)

Regards

Regards

If you make any financial decisions jointly-I assume you do if you chose to bank jointly-this will be really difficult for you for 6 weeks never mind 6 years?

Do you need to keep this from your partner?

If it's difficult to discuss, it will be so much more so with the awareness that you've not been upfront.

I understand wanting to protect your partner from worry but you will constantly feel the pressure and worry about being 'found out'

Hi mrsstressed

Like Kevin, I have always thought that most debt stays on your file for 6 years. I know it is longer for creditors who have have a decree or debts to the Crown, where I think it is 15 years. I will double check !
If I was you, I would not have a joint account, as this can cause problems for your husband because it will link your credit files.

Thanks Shona,

I will remove my name from the account. Can I still stay with the same bank for my single account as we have for the joint account?

Thanks

Yes, no problem.

Hi Shona

I don't think Mrsstressed is being totally upfront. See the postings under scotgirl, she appeared to forget who she was for a while!

Mark