Hi bcowan12.

I'm pretty sure you'll find a home that you can rent. We've had lots of people worry about this on the forum over the years but none that I can remember that were unable to rent privately.

Being upfront and honest with the agent and/or landlord about the trust deed is the best starting point. Holding good landlord references will also be very much to your advantage.

If a deposit that you do not have will be required, and your expenditure will be changing, you will want to talk all of this through with your contact at your trust deed provider.

If you explain honestly that your finances are settled via a trust deed, most landlords will not see you as exceptionally risky. Affordability, an open communication approach and a contactable landlord and / or employer reference are as important, speaking as a Landlord.

Deposits now need to be lodged with Tenancy Deposit Protection Schemes. I find most tenants worry about delayed return of deposits and that has been the difficulty in the rest of the UK where the requirement has existed for longer. However,some of us who generally do not need to take deductions from deposits are looking at alternatives. Also some Landlords will let you pay a higher rent level for first 2 or 3 months if your affordability / guarantor / history gives them confidence in doing so.

What area are you looking to rent in?
I'm not sure if there's a pm facility or how I would access that. Perhaps other members could guide?

Hi RBSB.

It all depends how a member registered. There is a setting that people can use to choose to allow or decline direct contact from another member.

Thanks so much to you both.

I am looking in the Glasgow city area. I have a viewing tomorrow and will be open.and honest with the agent who is showing me round the flat. I guess im embarassed to bring up the subject
As i mentioned, I have references from previous rental agent and also have an excellent employers reference letter
The only thing being I haven't disclosed my trust deed to my employer as its not something that affects my role but similarly don't want them to know my financial.details.

I also have someone who is willing to be Guarantor if required.

Thank you for your comments, they are invaluable.

Hello bcowan12.

Having a potential guarantor is also likely to be of much reassurance to a landlord or their agent.

There's no guarantee the agent or staff member they send to do viewings will understand individual arrangements so I wouldn't necessarily divulge it there. You could address it generally as in I will provide a guarantor and references as my credit check will show current arrangements which might require that. You might want to speak with the business owner or office manager if a large franchised agency. The Letting agent I often use for tenant finding is very 'up' on debt solutions and lets office space to a debt solutions provider and assists Landlords in trouble to ensure tenants' security (and of course their fees!)

You certainly are going in well prepared . Good references and a guarantor will be an advantage.