Hi monkeygg

There have been a few posts similar to this on the forum. The key thing is that the Trustee is also discharged, if not then any payment would go to them as they remaian as Trustee.

Do you know if the Trustee has been discharged?

Mark

Hi monkeygg and welcome to the forum.

If both you and your Trustee have been discharged then the PPI redress should be paid to you.

Give your Trustee a call and ask them if they have received the funds. It might be the case that the credit card company has made the cheque payable to your Trustee and as a result the Trustee wouldn't be able to send this cheque to you for you to cash. A new cheque would need to be issued by the credit card company payable to you.

Let us know how you get on.

Hi Mark,

Thanks for replying so quickly.

I do not know if the Trustee is also discharged. Should they have told me this? How can I find this out?

Last communication I got from them was in early January, telling me that they had received confirmation that my discharge had been "recorded in the Register of Insolvencies on 24 December 2013"

For what reason(s), and for how long could they remain Trustee?

My trustee had tried to claim for PPI over a year ago and had been unsuccessful, yet I managed to get my claim upheld within 6-8 weeks. I would be disappointed if they got the money.

I had my deed for 4 years and part of my contribution would have been fees to my trustee, they tried for almost a year and got nothing, yet I got my claim upheld in no time at all, without trying that hard. What were they getting paid for, would be my question to them.

Hi David,

Thanks for replying, see my reply to Mark.

I will contact them and let you know how I get on.

Hi monkeygg

If you check the Register of Insolvencies, it will show your discharge, but it will also show if the Trustee has been discharged.

Mark

Thanks again Mark,

Only came across this site today, wish I had done sooner. Would have helped me out no end with a few queries/problems I had during my trust deed. Anyway, not to worry, my deed is now finished.

Just checked the Register of Insolvencies and it states.."Date of trustee's discharge - 12/03/2014"

I received word of my PPI claim being upheld in a letter from my credit card company dated 19/03/2014, I take it that means I should get the money my trustee has been sent.

It would seem like it monkeygg.

There are cases however where certain creditors are keeping the PPI funds if they have written off money in a trust deed. That seems unlikely here though if they were prepared to send the money to your former trustee.

Thanks to all for your help today.

I will let you know how I get on.

Ho monkeygg

Please keep us posted. If the payment is received after your Trustee's discharge then it certainly appears as though you are entitled to the funds, although as TDA says, there may be a chance they will offset this.

Mark

Sounds like quite a close call, monkeygg. Fingers crossed, but sounds like it might be a brucey bonus for you that it took them 6 weeks and not 4 to agree your claim!

Just to let you know.....

After a couple of phone calls and a bit of chasing Barclaycard, I finally received my cheque last week. Not a huge amount but better in my pocket than theirs.

Thanks for all the feedback

Should the Trustee not have made a claim for the PPI whilst the TD was still in force - I thought that was what part of their fees accounted for. Also surely you could get in a lot of bother for making a claim now and not whilst you are in the TD if the debt was included in the TD?

My trustee did claim and after almost a year, nothing. I claimed and after 6 weeks, I had my claim upheld.
Don't know why that was. I was discharged from my deed by the time I won, so the money is mine.

Interesting well done!