Hi

I know of the company but have not used them. Many companies do standard identity, right to work, CV history, and financial checks to minimise the risk of any problems with employees in a position of trust. There can also do wider checks such as Qualifications, Due Diligence for Executives.

I guess it will depend on the job you are taking up; the policy of the company on Financial Status; and whether they consider your Trust Deed as a threat to the Company.

I almost lost my current job because I am authorised bank signatory and trustee on employee benefits accounts. However, I wrote a statement of the circumstances that led to my Trust Deed (to our Bank) it was referred to specialist section, and they accepted that, so I continued as normal.

I hope nothing is raised as a concern. If it is, I hope the company contacts you to discuss it and you can convince them it will not influence your competence to do the job. If, in a worst case scenario, they rescind the offer without discussion, you could ask to meet with them if you feel you can do that - nothing to lose at that stage.

But back to the positive - I hope the checks go through without problems and you enjoy your new position.

Thanks for your reply Firewalker. I will be working in a telecommunications call centre. To the best of my knowledge I will have no financial dealings with anyone. It said that in line with company procedures, those with a senior decision making role or those with a financial decision making role are checked. I don't fall in to either of these brackets. Circumstances beyond my control meant I could no longer afford the repayments on my debts and after burying my head for a while, I sought advice and help to deal with it, sometimes seems like we have to be treated as lepers eternally for going down this road.

I dont see there being any issues with these checks. You have been truthful in your application so fingers crossed all will be fine.

Paul

Hi saabrina.

I don't have much to add to the excellent answers that you have already been given.

I do think it's likely that these checks are mostly about confirming your identity.

Fingers crossed for you.

I've spoken to my line manager this morning and asked what exactly these checks are. Mainly to do with fraud, she said I'll be taking card payments and also bank details for setting up DDs, so mainly it's a police check. I told her my credit rating wasn't good and she said that probably most people there are in the same boat and I shouldn't worry about that. Thanks for your replies.