Hi bernie58.

Hopefully someone can share their own experience with you.

Remember that it could vary from case to case though.

Hi Bernie58

It's an issue which should be discussed and agreed at the meeting.

It's an area which seems to range from 50% to 100%, although the 100% makes no sense as the person would not do it again and therefore no one benefits.

We tend to look on evertime if it is rare or very infrequent, then we have no interest. If it is regular, then I think the Trust Deed receiving 35% is fair as this gives the creditors something and allows the individual to benefit.

Mark

i have never had a meeting with anybody only a man that brought papers out to house to sign

Hi bernie58.

I think some firms hold face-to-face meetings as standard, while others make them available only to people that request them.

We think they're a really good idea for everyone before they sign a trust deed. The opportunity they provide to ask questions and test understanding seems to be invaluable.

It is noticeable that many of the areas of confusion that are posted on the forum are written by members that didn't have (or perhaps it's better to say weren't encouraged to have) such a meeting.

we were never offered a meeting at any time this is how i didnt no about the overtime and thought it was just if came into a lump sum but i have now read the small print whuch does tell you but didnt read at the start as the papers were just brought for us to sign havent told them yet as dont know what to say

when i get the courage to tell them about overtime which will have to be this week if we pay a lot more per month can the trust deed be cut from 5yrs to 3yrs

Hi bernie58

Unfortunately no. This will be seen as being in addition to the monthly contribution.

A 5 year Trust Deed?

Mark

hi well here goes i know most people on here that are with kpmg dont have a good word to say about them so would just like to say someone from their office phoned me on 21/12/2012 to discuss overtime payments granted it took a while but the girl i spoke to was really nice yes they raised my monthly payment which i expected and if i earn more then its 50% to them and 50%to me which is fair was told they would send letter confirming details as it was holidays i didnt recieve any letter but phoned today and got an answer on phone straight away which i know some people say they cant get a response from them again i spoke to same person and again she was very nice and just explained about holidays but manager is back on monday but gave me bank details to pay extra payments into so long may it last that i dont have any problems with them so just to let some people no they are not all bad i hope.Hope this helps anyone that is with them.

Hi bernie58.

Glad to hear you've made some progress and that you're happy with everything.

thanks tda well i think i am providing it goes like they say hopefully it will just wanted to say a good word about kpmg as they only seem to get bad reports but a long time to go yet heres hoping lol.

You tend to find that people mostly take to forums to complain which is part of what we are here for. I am sure kpmg have plenty happy customers.

Paul

This is something I've never managed to get a clear answer from from m WA advisor, though h has nice left so I think I'll ask, in writing, my new case manager. Will report back idc