After reading this forum for sometime and becoming a member, I finally found the courage to leave a message , The following morning I got a call from Andrew who was very understanding and very soothing to my already jangled nerves , ( thank you Andrew ) I explained my situation to him , I then received a call from Maria another comforting listener ( Thank you Maria ) who made an appointment for Mark to visit me , even although I stay a very long way from the office , he arrived this morning listened to my story answered all my questions and already feeling better I listened to the ways he could help me . There were no recriminations from him , Only sound constructive advice and ways he could help me , Oh dear life I felt I had been called and visited by Earth Angels and thats the truth , I cant begin to tell you the feelings I have this evening , Please Please all you people who like me read the forum and are afraid to leave that First message , Take heart it will help you so much sharing this with these wonderful people , they really mean it when they say they are only a call away , Thank you to everyone in this forum for sharing your stories and making me believe that it could help me, if I just took that first step .......Many Thanks Maria Mark and Andrew ....Kitty
Hi kitty
Many thanks for the kind words. I've never been called an Earth Angel, so face is red at the moment.
I'm just sorry that you had the experience of the previous company you called and am shocked that any real debt expert ! would act and advise in the way they did.
As I said at the meeting, it's all about taking away the unknowns and providing a dedicated and structured way forward. Quite simple really. I'll do my notes and email these to you after my 5 a sides tonight ( unless it kills me!) to have a wee read through and hopefully we can get things up and running as soon as you're ready.
Many thanks again.
Mark
PS I managed the whole journey back with no need to pull over!
Mark is not posting regularly in the Trust-deed.co.uk forum.
Hi Kitty.
Welcome to the forum. It's a lovely post that you have written and I'm so pleased to hear that you are feeling so positive.
Many people tell us it's really hard to make the first call for help, and many people tell us that they feel so much better after they have made this big step. I'm glad that this has also turned out to be true for you.
Hi Kitty ,
I`ve just read your post regarding Mark and his team and i`ve got to say I couldn`t agree more, I had my first meeting with Mark a few weeks ago, I found his advice to be clear , honest and precise whilst not overly complex to confuse , I also found Mark really easy to open up to , not the easiest task for us guys lol . I`ve since signed my trust deed with Mark and currently waiting for news of protected or not , :-/ I havent spoken to Andrew yet but a special word for Maria , Ive spoken to her a good few times on the phone and cant fault her , always polite and has a good knowledge of the process, a real credit to Mark . Anyone considering going down this route , please do yourself a favour , give Mark an hour of your time , I havent made that many good decisions these last few years , but calling Mark was the best one ever .
JohnC
Mark Thank you so much I have recieved the E mail, Im ready to go ahead , what can I say ?? maybe a little sleep for me tonight .TDA thank you for the welcome I meant everyword I said , what a wonderful place
Ps Mark so glad you the 5 aside didnt kill you, and you didnt have to pull over on the journey home [:)]
Hi JohnC I know what you mean re making decisions and this was one of my best , hard as it was or maybe I should say seemed to be , I have never made a better one , what a team ! I would urge anyone to take that first step, and Im sure you would too John , Thank you for replying
Kitty
Well done Kitty,
You've made the hardest move and beleive me you wont regret it!
I'm well into my Trust Deed (coping okay)and have read the forum regularly since signing. It's only after reading your post(thanks)that it's really come home to me how I was feeling 3 years ago. Also how most people reading the forum probably dont have any meaningful support or a solution for their debt in place.
Only they can send the message or make the phone call! Sounds dead cheesy but I still dont know how I managed it!!
Ralph
Hi Ralph, Thank you for the encouragement , It doesnt sound cheesy at all honest it is sound advice to anyone struggling and making themself ill with worry , Im glad your coping now and look forward to being able to say the same , Thank you for replying
Kitty
Kitty welcome to the forum from me too. I am at the other end of the journey and without doubt its been live changing. No longer do we gather up all the bills and panic about who to pay and with what. No more do we stand at the checkout in tesco trying to remember which credit card still has some balance available on it. And no more do we pay hundreds of pounds a month in payments for companies to add almost the same on in interest.
Mark is without doubt one of lifes good guys,his advice on here has been 2nd to none and he has always looked to protect the debtor as well as secure the best return for creditors,and thats the sign of an excellent IP,one who can do both.
Good luck on your journey,it will be bumpy at times but we will all be there with you to help smooth out those testing times.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
Hello Paul, Thank you for the welcome Im so happy for you being at the other end of the journey , And the picture you have described is so familiar , I appreciate how candid you have been Thank you , Yes agreed Hundreds of pounds paid in per month and same added on It was a never ending story , Hopefully I will be able with the help of Mark the team and the Forums help , go forward from here and always remember as you guys have done with me to be there for others here on the forum starting off and making that precious call for help ,Thank you for replying Paul
Kitty
Welcome to the sanctuary. Whatever the issue, someone here will have been through it and be able to help. I wish I'd found this before my trust deed. Always be upfront about everything and rely on your trustee for help. They have the luxury of not feeling any fear or shame when talking to creditors - unlike me when I was up to my eyes in it. Three years seems ages but it'll fly by and then you can start living again.
Paul, if I had a months credit card payments for every time I stood at a till thinking 'don't decline, don't decline', I'd have probably spent it on crap I didn't need and still had a trust deed[:o)].
Nothing left to discharge - everything's done and dusted!
Welcome to the forum Kitty, you have certainly came to the right place.
Like yourself i have had a home meeting with mark and what a difference it made to my situation and still is now a month on. I'm so pleased to hear you are now on the right track and remember no matter what happens always keep your chin up. Trustdeed.co.uk made such a difference to peoples life and in such a fantastic way. Gillian is right whatever the issue you will always find someone here who has been through it. So if your ever worried about anything just ask no question ever seems small and there always one person on the site to give you a helping hand.
Good luck with the future ๐
Hi kitty and everyone else
I have actually just posted a thank you to Mark and then come across your post.
I met with Mark today, and after being put through a 3 month ordeal and being no further forward, you will probably completely understand how I am feeling tonight.
Good luck with your process and hopefully everything will be on the up and up for us both now
Maria
x
Thank you Gillian and Reidy, I appreciate the support Im still trying to get myself settled as you will know ,Im glad I have finally faced the situation ,and contacted Mark... Maria I know how you feel tonight and Im glad for you , like you I had contacted another place before I knew of this Forum and was scared out of my wits with the advice, How grateful I am to have found this place , Good luck to you too and you are right we took the first steps the only way is up and a very hard lesson learned
Kitty