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Scottish Trust Deed Forum
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Topic starter
13/03/2011 8:51 pm
Trust deed finished 2 years ago and discharged a year ago.
Now i am currently looking for a mortgage and had a mortgage in principal arranged however don't want to proceed incase i get to final stages and it is then rejected.
Is there anyway i can make sure it will not be rejected at the final stage?
13/03/2011 9:26 pm
Hi gk1982
Generally, no. Each lender uses different criteria, so unfortunately it's impossible to pre judge their decision.
Mark
Mark is not posting regularly in the Trust-deed.co.uk forum.
Topic starter
13/03/2011 10:29 pm
ok thanks.
would there be any way of giving me the best possible chance of acceptance?
14/03/2011 9:33 am
Hi gk1982.
Our "Life After a Trust Deed" page has some more information on this subject that I hope might be useful for you. You'll find it on the main menu to the left of this page.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
14/03/2011 2:02 pm
Has the lender not already done a credit check at the decision in principle stage?
I'd have thought the best way of limiting any risk would be to be completely up front with them and specifically seek their reassurance that your having been in a trust deed will not constitute a problem.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
