It isn't up to barclays whether you are discharged from your trust deed or not, maverick267.

Forgive me if we have discussed this before on here with you, but what are the circumstances? Is their debt secured against your current home, or a shortfall on a previous property?

loan secured on home current property ,till i find a cave lol

Secured loans aren't part of Trust Deeds, are they?

Hi Jinty

No, they are excluded and rely on their security.

Mark

Are Barclays asking you to pay off your secured loan in full maverick? Have you been making your payments to it?

yes i,ve been making payments not missed any or to trust deed.thye are asking for full amount

Haven't you been paying the secured loan during your trust deed then, maverick?

the secured creditor do not take part in the Trust Deed unless the property has equity and is a realisable asset. They can not prevent you from being discharge, only the Trustee has the power to do this.

as above yes all payments paid none missed
have not missed either loan or trust deed payments

Hi maverick267.

This just doesn't make sense.

Can I suggest that you call your trustee for clarification?

Could it be that Barclays hold 2nd charge over the property and don't think that it woule realise enough to see thier charge cleared?

Can you tell us what the letter says exactly, Maverick?

as i said the letter states the full amount of £----- must be paid by date +handling fee £180 or Barclays will not agree to release you from trust deed i have spoken to trustee but they cannot seem to find the letter i sent

Creditors have no say whatsoever in whether the trust deed is discharged or not.

From your post I would be surprised if a bank issued a letter like this as they would be leaving themselves open to legal action.

Mark